Return On Equity
58%
Third-party reference; reporting period not verified
OppFi Inc. financial metrics
Period Q2 2026 · Filed 10 Aug 2026
Key metrics snapshot
Return On Assets
25%
Third-party reference; reporting period not verified
Operating Margin
31%
Third-party reference; reporting period not verified
Current Ratio
12.92x
Third-party reference; reporting period not verified
Quick Ratio
12.32x
Third-party reference; reporting period not verified
Debt-to-equity
0.69x
Third-party reference; reporting period not verified
Profitability
| Metric | Latest value | YoY relative change |
|---|---|---|
| Return On Equity |
58%
Third-party reference; reporting period not verified
|
|
| Return On Assets |
25%
Third-party reference; reporting period not verified
|
|
| Operating Margin |
31%
Third-party reference; reporting period not verified
|
Financial Health
| Metric | Latest value | YoY relative change |
|---|---|---|
| Current Ratio |
12.92x
Third-party reference; reporting period not verified
|
|
| Quick Ratio |
12.32x
Third-party reference; reporting period not verified
|
|
| Debt-to-equity |
0.69x
Third-party reference; reporting period not verified
|
Growth
| Metric | Latest value | YoY relative change |
|---|---|---|
| Net Income (Loss) Attributable to Parent |
$101,724,000
Trailing 12 months · 30 Jun 2026
|
Share Metrics
| Metric | Latest value | YoY relative change |
|---|---|---|
| Weighted Average Number of Shares Outstanding, Basic |
67,512,878
Reported period · 30 Jun 2026
|
+154% |
| Weighted Average Number of Shares Outstanding, Diluted |
86,037,151
Reported period · 30 Jun 2026
|
+223% |
Supporting Metrics
These supporting metrics stay fully source-backed for deeper research. Scan the latest value and reported period first, then open a metric page when you need the full filing trail.
| Metric | Latest value | YoY relative change |
|---|---|---|
| Additional Paid in Capital |
$437,238,000
Period-end balance · 30 Jun 2026
|
+294% |
| Assets |
$770,729,000
Period-end balance · 30 Jun 2026
|
+14% |
| Cash and Cash Equivalents, at Carrying Value |
$64,347,000
Period-end balance · 30 Jun 2026
|
+42% |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents |
$91,846,000
Period-end balance · 30 Jun 2026
|
+17% |
| Deferred Income Tax Assets, Net |
$102,406,000
Period-end balance · 30 Jun 2026
|
+202% |
| Earnings Per Share, Basic |
3.53
Trailing 12 months · 30 Jun 2026
|
|
| Earnings Per Share, Diluted |
2.99
Trailing 12 months · 30 Jun 2026
|
|
| Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent |
0.21
Reported period · 30 Jun 2026
|
0% |
| General and Administrative Expense |
$20,052,000
Trailing 12 months · 30 Jun 2026
|
+46% |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest |
$204,852,000
Trailing 12 months · 30 Jun 2026
|
+145% |
| Income Tax Expense (Benefit) |
$20,825,000
Trailing 12 months · 30 Jun 2026
|
+261% |
| Lessee, Operating Lease, Liability, to be Paid |
$11,574,000
Period-end balance · 30 Jun 2026
|
-18% |
| Lessee, Operating Lease, Liability, to be Paid, Year Four |
$2,144,000
Period-end balance · 30 Jun 2026
|
-23% |
| Lessee, Operating Lease, Liability, to be Paid, Year One |
$2,633,000
Period-end balance · 30 Jun 2026
|
+3% |
| Lessee, Operating Lease, Liability, to be Paid, Year Three |
$2,794,000
Period-end balance · 30 Jun 2026
|
+3% |
| Lessee, Operating Lease, Liability, to be Paid, Year Two |
$2,712,000
Period-end balance · 30 Jun 2026
|
+3% |
| Lessee, Operating Lease, Liability, Undiscounted Excess Amount |
$1,146,000
Period-end balance · 30 Jun 2026
|
-33% |
| Liabilities |
$356,474,000
Period-end balance · 30 Jun 2026
|
-22% |
| Liabilities and Equity |
$770,729,000
Period-end balance · 30 Jun 2026
|
+14% |
| Operating Income (Loss) |
$139,095,000
Trailing 12 months · 30 Jun 2026
|
-5.4% |
| Operating Lease, Liability |
$10,428,000
Period-end balance · 30 Jun 2026
|
-16% |
| Operating Lease, Payments |
$2,525,000
Trailing 12 months · 30 Jun 2026
|
+3% |
| Operating Lease, Right-of-Use Asset |
$8,009,000
Period-end balance · 30 Jun 2026
|
-17% |
| Operating Lease, Weighted Average Discount Rate, Percent |
0.05
Period-end balance · 30 Jun 2026
|
0% |
| Preferred Stock, Par or Stated Value Per Share |
0.0001
Period-end balance · 30 Jun 2026
|
0% |
| Preferred Stock, Shares Authorized |
1,000,000
Period-end balance · 30 Jun 2026
|
0% |
| Preferred Stock, Shares Issued |
0
Period-end balance · 30 Jun 2026
|
|
| Preferred Stock, Shares Outstanding |
0
Period-end balance · 30 Jun 2026
|
|
| Property, Plant and Equipment, Gross |
$101,802,000
Period-end balance · 30 Jun 2026
|
+24% |
| Property, Plant and Equipment, Net |
$35,301,000
Period-end balance · 30 Jun 2026
|
+82% |
| Retained Earnings (Accumulated Deficit) |
$9,730,000
Period-end balance · 30 Jun 2026
|
|
| Stockholders' Equity Attributable to Parent |
$414,255,000
Period-end balance · 30 Jun 2026
|
+3003% |
| Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest |
$414,255,000
Period-end balance · 30 Jun 2026
|
+90% |
| Unrecognized Tax Benefits |
$300,000
Period-end balance · 30 Jun 2026
|
+200% |
Comparisons, sources and research notes
Sources and sharing
OPFI - OppFi Inc. Financial Facts
- Context
- Latest metrics period: Q2 2026
- Latest reported value
- Return On Equity 58%
Based on company facts extracted from SEC 10-Q/10-K XBRL filings where available. Open metric pages to inspect the reported history.
Tracking and update notes
Why revisit this company facts page
Company facts change as new 10-Q and 10-K filings update the latest reported period, headline values, and cross-company comparison context.
- Latest source-backed update
- Latest metrics period Q2 2026
- Why come back
- Use the next filing cycle to compare new facts against this baseline and then verify the detailed metric history.
- Current latest metrics period: Q2 2026.
- Most recent SEC facts end date on this page: 30 Jun 2026.
- Save this filer to return when the next filing-backed metric period changes the picture.
Freshness comes from the latest SEC company facts period available for this filer and the linked metric history pages.
Latest update
Latest update for OPFI - OppFi Inc.
Latest financial period: Q2 2026. Reopen this facts page to verify the newest reported period against the prior baseline.
Update date
10 Aug 2026
Page type
Company facts
Latest period
Q2 2026
SEC-backed company facts were refreshed from filings filed on 10 Aug 2026.
Benchmark Context
How Return On Equity compares
Return On Equity does not yet have enough prior-period data for a historical comparison on this page.
Compared with
Compared with OppFi Inc.'s recent history first. Same-industry peer context appears only when enough SEC-backed benchmark coverage exists.
Why this is notable
Return On Equity already has a self-history signal here, but same-industry benchmark context waits until the benchmark sample is strong enough.
- Latest comparable period on this page: Q2 2026.
- Peer context will appear when enough companies report a comparable value for this metric.
- Open the metric history first if you want to verify the exact period-to-period change.
Industry benchmark context uses SEC-reported values from the same methodology version. Latest periods may differ across companies.
Filing notes and source
Key facts
- OPFI - OppFi Inc. financial facts use SEC filings; any third-party reference is labeled separately.
- Latest metrics period on this page: Q2 2026.
- Headline metric: Return On Equity 58%.
Change
- Comparable YoY change is unavailable for this metric.
- Most recent SEC facts end date: 30 Jun 2026.
Research use
- This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
- Metric cards link to SEC history; a third-party reference may use a different or unverified reporting period.
Evidence
Based on latest 10-Q/10-K
View source filing
Based on company facts extracted from SEC 10-Q/10-K XBRL filings where available. Open company facts to inspect the reported metric history.
Latest financial snapshot (2026-06-30) highlights Return On Equity 58.2%, Return On Assets 25.5%, and Operating Margin 31.2%.
Valuation Snapshot
SEC-only DCF estimate using a normalized free cash flow base, cash, debt, and reported share count when available.
No market comparison
DCF estimate is unavailable because required valuation inputs are missing.
Missing: Free cash flow.
Data confidence notes
- Free cash flow unavailable: operating cash flow or capex is missing
- Valuation unavailable: free cash flow is missing
Financial Quality Score
Transparent 0-100 scoring model based on profitability, financial health, and growth factors.
67.5/100
Balanced Confidence medium
Return On Equity
58%
Metric score 100.0/100
Return On Assets
25%
Metric score 100.0/100
Financial Health
- Current Ratio
- 12.92x
- Quick Ratio
- 12.32x
- Debt to Equity
- 0.69x
Strengths
Return On Equity, Return On Assets, and Operating Margin
Watchpoints
Current Ratio and Quick Ratio
Calculation methodology and other links
How we score
This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.
| Metric | Weight | V1 threshold |
|---|---|---|
| ROIC | 20 | 5% to 20% |
| ROE | 15 | 8% to 25% |
| ROA | 10 | 2% to 10% |
| Operating Margin | 5 | 5% to 25% |
| Current Ratio | 12 | 1.0x to 2.0x |
| Quick Ratio | 8 | 0.8x to 1.5x |
| Debt to Equity | 10 | 0.3x to 2.0x (lower is better) |
| Revenue YoY | 10 | -10% to +20% |
| Net Income YoY | 10 | -10% to +20% |
How Calculated (standard_v1)
Metrics are computed with a market-consensus convention designed for cross-portal comparability.
- Operating Income / Revenues using matching TTM or quarter periods; basis shown per metric
- Current Assets / Current Liabilities (latest instant quarter)
- (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
- Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
- TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
- TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
- TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
- Revenues YoY using available TTM or quarter comparison; basis shown per metric
- Net Income YoY using available TTM or quarter comparison; basis shown per metric
CIK / security context first