OppFi Inc. financial data

Symbol
OPFI, OPFI-WT on NYSE
Location
130 E. Randolph Street, Suite 3400, Chicago, IL
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 6, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.45K % -23%
Return On Equity 1.6 % -55.4%
Return On Assets 0.58 % -53.3%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 87.3M shares +1.22%
Entity Public Float 59.1M USD +94.5%
Weighted Average Number of Shares Outstanding, Basic 28.2M shares +39.1%
Weighted Average Number of Shares Outstanding, Diluted 88.2M shares +336%

Income Statement

Label TTM Value / Value Unit Change %
General and Administrative Expense 15.5M USD +5.72%
Operating Income (Loss) 160M USD +104%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 131M USD +71.2%
Income Tax Expense (Benefit) 9.12M USD +96.2%
Net Income (Loss) Attributable to Parent 3.87M USD -46.9%
Earnings Per Share, Basic 0 USD/shares -126%
Earnings Per Share, Diluted 0 USD/shares -600%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 45.5M USD +1.37%
Deferred Income Tax Assets, Net 32.2M USD +44.7%
Property, Plant and Equipment, Net 23.5M USD +106%
Operating Lease, Right-of-Use Asset 9.24M USD -15.8%
Assets 721M USD +16.4%
Liabilities 443M USD +11.1%
Retained Earnings (Accumulated Deficit) -49.8M USD +1.67%
Stockholders' Equity Attributable to Parent 49.4M USD +41.7%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 277M USD +25.9%
Liabilities and Equity 721M USD +16.4%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 83.7M USD +12.5%
Net Cash Provided by (Used in) Financing Activities -47M USD -12.9%
Net Cash Provided by (Used in) Investing Activities -34.2M USD -90.2%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 75.2M USD +1.29%
Interest Paid, Excluding Capitalized Interest, Operating Activities 9.19M USD -17.5%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross 21.3M USD -17.2%
Operating Lease, Liability 11.9M USD -13.3%
Lessee, Operating Lease, Liability, to be Paid 13.5M USD -15.5%
Property, Plant and Equipment, Gross 87.1M USD +27.2%
Lessee, Operating Lease, Liability, to be Paid, Year Two 2.63M USD +2.97%
Lessee, Operating Lease, Liability, to be Paid, Year One 2.56M USD +3.02%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Deferred Income Tax Expense (Benefit) 425K USD +20.1%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 1.56M USD -28.9%
Lessee, Operating Lease, Liability, to be Paid, Year Three 2.71M USD +3%
Deferred Tax Assets, Operating Loss Carryforwards 366K USD -88.8%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1M shares 0%
Unrecognized Tax Benefits 100K USD +81.8%
Lessee, Operating Lease, Liability, to be Paid, Year Four 2.79M USD +3.02%
Operating Lease, Payments 2.68M USD +17.4%
Additional Paid in Capital 113M USD +23%
Preferred Stock, Shares Outstanding 0 shares
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%