OppFi Inc. financial data

Symbol
OPFI, OPFI-WT on NYSE
Location
Chicago, IL
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1447% % -23%
Return On Equity 1.6% % -55%
Return On Assets 0.58% % -53%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 87,306,132 shares 1.2%
Entity Public Float $59,054,410 USD 94%
Weighted Average Number of Shares Outstanding, Basic 28,163,404 shares 39%
Weighted Average Number of Shares Outstanding, Diluted 88,236,591 shares 336%

Income Statement

Label TTM Value / Value Unit Change %
General and Administrative Expense $15,512,000 USD 5.7%
Operating Income (Loss) $160,418,000 USD 104%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $130,898,000 USD 71%
Income Tax Expense (Benefit) $9,122,000 USD 96%
Net Income (Loss) Attributable to Parent $3,874,000 USD -47%
Earnings Per Share, Basic 0 USD/shares -126%
Earnings Per Share, Diluted 0 USD/shares -600%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $45,450,000 USD 1.4%
Deferred Income Tax Assets, Net $32,244,000 USD 45%
Property, Plant and Equipment, Net $23,495,000 USD 106%
Operating Lease, Right-of-Use Asset $9,238,000 USD -16%
Assets $720,615,000 USD 16%
Liabilities $443,361,000 USD 11%
Retained Earnings (Accumulated Deficit) $49,795,000 USD 1.7%
Stockholders' Equity Attributable to Parent $49,423,000 USD 42%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $277,254,000 USD 26%
Liabilities and Equity $720,615,000 USD 16%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $83,740,000 USD 13%
Net Cash Provided by (Used in) Financing Activities $47,019,000 USD -13%
Net Cash Provided by (Used in) Investing Activities $34,241,000 USD -90%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $75,193,000 USD 1.3%
Interest Paid, Excluding Capitalized Interest, Operating Activities $9,193,000 USD -17%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross $21,340,000 USD -17%
Operating Lease, Liability $11,912,000 USD -13%
Lessee, Operating Lease, Liability, to be Paid $13,473,000 USD -15%
Property, Plant and Equipment, Gross $87,133,000 USD 27%
Lessee, Operating Lease, Liability, to be Paid, Year Two $2,633,000 USD 3%
Lessee, Operating Lease, Liability, to be Paid, Year One $2,557,000 USD 3%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Deferred Income Tax Expense (Benefit) $425,000 USD 20%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,561,000 USD -29%
Lessee, Operating Lease, Liability, to be Paid, Year Three $2,712,000 USD 3%
Deferred Tax Assets, Operating Loss Carryforwards $366,000 USD -89%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1,000,000 shares 0%
Unrecognized Tax Benefits $100,000 USD 82%
Lessee, Operating Lease, Liability, to be Paid, Year Four $2,794,000 USD 3%
Operating Lease, Payments $2,681,000 USD 17%
Additional Paid in Capital $112,574,000 USD 23%
Preferred Stock, Shares Outstanding 0 shares
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%