OppFi Inc. financial data

Symbol
OPFI, OPFI-WT on NYSE
Location
Chicago, IL
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 12 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1215% % -18%
Return On Equity 10% % 198%
Return On Assets 3.8% % 212%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 87,306,132 shares 1.2%
Entity Public Float $366,512,860 USD 521%
Weighted Average Number of Shares Outstanding, Basic 26,506,458 shares 32%
Weighted Average Number of Shares Outstanding, Diluted 26,506,458 shares 32%

Income Statement

Label TTM Value / Value Unit Change %
General and Administrative Expense $16,590,000 USD 10%
Operating Income (Loss) $166,678,000 USD 76%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $156,132,000 USD 77%
Income Tax Expense (Benefit) $9,885,000 USD 135%
Net Income (Loss) Attributable to Parent $26,329,000 USD 263%
Earnings Per Share, Basic 0.99 USD/shares 175%
Earnings Per Share, Diluted 0.99 USD/shares 175%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $49,451,000 USD -19%
Deferred Income Tax Assets, Net $32,647,000 USD 53%
Property, Plant and Equipment, Net $27,628,000 USD 102%
Operating Lease, Right-of-Use Asset $8,834,000 USD -17%
Assets $754,090,000 USD 18%
Liabilities $445,214,000 USD 9.4%
Retained Earnings (Accumulated Deficit) $33,505,000 USD 39%
Stockholders' Equity Attributable to Parent $58,484,000 USD 78%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $308,876,000 USD 32%
Liabilities and Equity $754,090,000 USD 18%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $83,740,000 USD 13%
Net Cash Provided by (Used in) Financing Activities $47,019,000 USD -13%
Net Cash Provided by (Used in) Investing Activities $34,241,000 USD -90%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $93,263,000 USD 5.6%
Interest Paid, Excluding Capitalized Interest, Operating Activities $9,193,000 USD -17%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross $32,647,000 USD 53%
Operating Lease, Liability $11,424,000 USD -14%
Lessee, Operating Lease, Liability, to be Paid $12,840,000 USD -16%
Property, Plant and Equipment, Gross $92,029,000 USD 26%
Lessee, Operating Lease, Liability, to be Paid, Year Two $2,633,000 USD 3%
Lessee, Operating Lease, Liability, to be Paid, Year One $2,557,000 USD 3%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Deferred Income Tax Expense (Benefit) $425,000 USD 20%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,416,000 USD -30%
Lessee, Operating Lease, Liability, to be Paid, Year Three $2,712,000 USD 3%
Deferred Tax Assets, Operating Loss Carryforwards $0 USD -100%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1,000,000 shares 0%
Unrecognized Tax Benefits $228,000 USD 121%
Lessee, Operating Lease, Liability, to be Paid, Year Four $2,794,000 USD 3%
Operating Lease, Payments $2,277,000 USD -8%
Additional Paid in Capital $113,508,000 USD 21%
Preferred Stock, Shares Outstanding 0 shares
Preferred Stock, Par or Stated Value Per Share 0.0001 USD/shares 0%