OppFi Inc. financial data

Symbol
OPFI, OPFI-WT on NYSE
Location
Chicago, IL
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1,447 % -23%
Return On Equity 1.6 % -55.4%
Return On Assets 0.58 % -53.3%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 87,306,132 shares +1.2%
Entity Public Float 59,054,410 USD +94.5%
Weighted Average Number of Shares Outstanding, Basic 28,163,404 shares +39.1%
Weighted Average Number of Shares Outstanding, Diluted 88,236,591 shares +3.4%

Income Statement

Label TTM Value / Value Unit Change %
General and Administrative Expense 15,512,000 USD +5.7%
Operating Income (Loss) 160,418,000 USD +1%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 130,898,000 USD +71.2%
Income Tax Expense (Benefit) 9,122,000 USD +96.2%
Net Income (Loss) Attributable to Parent 3,874,000 USD -46.9%
Earnings Per Share, Basic 0 USD/shares -1.3%
Earnings Per Share, Diluted 0 USD/shares -6%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 45,450,000 USD +1.4%
Deferred Income Tax Assets, Net 32,244,000 USD +44.7%
Property, Plant and Equipment, Net 23,495,000 USD +1.1%
Operating Lease, Right-of-Use Asset 9,238,000 USD -15.8%
Assets 720,615,000 USD +16.4%
Liabilities 443,361,000 USD +11.1%
Retained Earnings (Accumulated Deficit) -49,795,000 USD +1.7%
Stockholders' Equity Attributable to Parent 49,423,000 USD +41.7%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 277,254,000 USD +25.8%
Liabilities and Equity 720,615,000 USD +16.4%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 83,740,000 USD +12.5%
Net Cash Provided by (Used in) Financing Activities -47,019,000 USD -12.9%
Net Cash Provided by (Used in) Investing Activities -34,241,000 USD -90.2%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 75,193,000 USD +1.3%
Interest Paid, Excluding Capitalized Interest, Operating Activities 9,193,000 USD -17.5%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross 21,340,000 USD -17.2%
Operating Lease, Liability 11,912,000 USD -13.3%
Lessee, Operating Lease, Liability, to be Paid 13,473,000 USD -15.5%
Property, Plant and Equipment, Gross 87,133,000 USD +27.2%
Lessee, Operating Lease, Liability, to be Paid, Year Two 2,633,000 USD +3%
Lessee, Operating Lease, Liability, to be Paid, Year One 2,557,000 USD +3%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Deferred Income Tax Expense (Benefit) 425,000 USD +20.1%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 1,561,000 USD -28.9%
Lessee, Operating Lease, Liability, to be Paid, Year Three 2,712,000 USD +3%
Deferred Tax Assets, Operating Loss Carryforwards 366,000 USD -88.8%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1,000,000 shares 0%
Unrecognized Tax Benefits 100,000 USD +81.8%
Lessee, Operating Lease, Liability, to be Paid, Year Four 2,794,000 USD +3%
Operating Lease, Payments 2,681,000 USD +17.4%
Additional Paid in Capital 112,574,000 USD +23%
Preferred Stock, Shares Outstanding 0 shares
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%