Nicholas J. Elliott - 20 Mar 2025 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Role: Chief Alignment Officer
Signature: /s/ Nicholas J. Elliott
Issuer symbol: CACC
Transactions as of: 20 Mar 2025
Net transactions value: -$150,600
Form type: 4
Filing time: 24 Mar 2025, 16:03:11 UTC
Previous filing: 27 Jan 2025
Next filing: 09 Sep 2025
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CACC	Common Stock	Sale	$150,600	-300	-1.5%	$502.00	19,385	20 Mar 2025	Direct	F1
holding	CACC	Common Stock						306	20 Mar 2025	By 401(k) Trust	F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	CACC	Employee Stock Option (right to buy)						13,950	20 Mar 2025	Common Stock	13,950	$333.94	Direct

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Includes 18,373 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.
F2	Held in the Credit Acceptance Stock Fund of the Credit Acceptance Corporation 401(k) Profit Sharing Plan and Trust as of March 20, 2025, according to the Plan trustee.