Nicholas J. Elliott - 05 Sep 2025 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Role: Chief Alignment Officer
Signature: /s/ Nicholas J. Elliott
Issuer symbol: CACC
Transactions as of: 05 Sep 2025
Net transactions value: -$182,606
Form type: 4
Filing time: 09 Sep 2025, 16:04:31 UTC
Previous filing: 24 Mar 2025
Next filing: 03 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Elliott Nicholas J	Chief Alignment Officer	25505 WEST TWELVE MILE RD, SOUTHFIELD	/s/ Nicholas J. Elliott	09 Sep 2025	0001989445

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CACC	Common Stock	Sale	$182,606	-350	-1.8%	$521.73	19,035	05 Sep 2025	Direct	F1
holding	CACC	Common Stock						315	05 Sep 2025	By 401(k) Trust	F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	CACC	Employee Stock Option (right to buy)						13,950	05 Sep 2025	Common Stock	13,950	$333.94	Direct

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Includes 18,373 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.
F2	Held in the Credit Acceptance Stock Fund of the Credit Acceptance Corporation 401(k) Profit Sharing Plan and Trust as of September 5, 2025, according to the Plan trustee.