Nicholas J. Elliott - 23 Jan 2025 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Role: Chief Alignment Officer
Signature: /s/ Nicholas J. Elliott
Issuer symbol: CACC
Transactions as of: 23 Jan 2025
Net transactions value: -$112,239
Form type: 4
Filing time: 27 Jan 2025, 16:03:27 UTC
Previous filing: 05 Dec 2024
Next filing: 24 Mar 2025
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CACC	Common Stock	Tax liability	$112,239	-214	-1.1%	$524.14	19,685	23 Jan 2025	Direct	F1, F2
holding	CACC	Common Stock						302	23 Jan 2025	By 401(k) Trust	F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	CACC	Employee Stock Option (right to buy)						13,950	23 Jan 2025	Common Stock	13,950	$333.94	Direct	F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and settlement of restricted stock units to shares of common stock.
F2	Includes 18,373 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.
F3	Held in the Credit Acceptance Stock Fund of the Credit Acceptance Corporation 401(k) Profit Sharing Plan and Trust as of December 31, 2024, according to the Plan trustee.
F4	The option, initially representing the right to purchase 15,750 shares, is exercisable in four equal annual installments beginning on December 30, 2021, which was the first anniversary of the date on which the option was granted.