Quick Takeaways
- CACC - CREDIT ACCEPTANCE CORP has 22 insiders with reported activity on this page.
- Net insider value flow over the last year: -$68,688,557.
- Recent transaction rows are available for direct filing-level review.
Insider Transactions Reported by 22 Insiders of CREDIT ACCEPTANCE CORP
- Symbol
- CACC on Nasdaq
- Location
- Southfield, MI
What Changed
- Buy value: ; sell value: $68,688,556.
- Net share flow: -131,789.
Why This Matters
- This page gives a plain-language issuer insider context before you inspect transaction-level evidence.
- Use the filing links below to verify timestamps, codes, and ownership impacts directly from SEC forms.
Source Evidence
Filed on Form 4
See Original Filing
Issuer insider activity is sourced from SEC Forms 3, 4, and 5.
Insider trading overview
Last 12 monthsNet insider flow leans to selling over the last 12 months. Net value: -$68,688,557.
Buys
$0
Shares: 0
Insiders: 0
Sells
$68,688,557
Shares: 131,789
Insiders: 11
Net
-$68,688,557
Shares: -131,789
Insiders: -11
| Window (months) | Buy shares | Sell shares | Buy $ | Sell $ | Net $ |
|---|---|---|---|---|---|
| 0-3 | 0 | 39,706 | $0 | $21,474,311 | -$21,474,311 |
| 3-6 | 0 | 30,396 | $0 | $15,202,835 | -$15,202,835 |
| 6-9 | 0 | 18,047 | $0 | $9,251,890 | -$9,251,890 |
| 9-12 | 0 | 43,640 | $0 | $22,759,520 | -$22,759,520 |
CREDIT ACCEPTANCE CORP executives and other stock owners filed with the SEC include:
| Name | Relationship | Holdings Value | Past Year Net Change | Change % | Valuation | Report Date |
|---|---|---|---|---|---|---|
| Prescott General Partners LLC | Member of Section 13(d) Group, 10%+ Owner | $731,997,026 | Mixed | 02 Jul 2025 | ||
| Donald A. Foss Irrevocable Trust Dated August 14, 2022 | 10%+ Owner | $682,156,793 | Mixed | 14 Aug 2023 | ||
| Thomas W. Smith | Member of Section 13(d) Group, 10%+ Owner | $319,021,394 | Mixed | 09 Sep 2024 | ||
| Thomas N. Tryforos | Director | $94,129,732 | Mixed | 30 Dec 2025 | ||
| Vinayak Hegde | Chief Executive Officer, Director | $68,084,094 | Mixed | 13 Nov 2025 | ||
| Jill Foss Watson | 10%+ Owner | $50,012,314 | -$15,888,437 | -24% | Filing P/S | 21 Apr 2026 |
| Scott J. Vassalluzzo | Director, Member of Section 13(d) Group, 10%+ Owner | $33,942,684 | Mixed | 04 Jun 2025 | ||
| Jonathan Lum | Chief Operating Officer | $32,070,660 | -$6,880,684 | -18% | Mixed | 06 May 2026 |
| Arthur L. Smith | Chief Analytics Officer | $30,527,407 | Mixed | 31 Jan 2026 | ||
| Kenneth S. Booth | Director | $26,603,372 | -$13,071,201 | -33% | Mixed | 06 May 2026 |
| Ravi Mohan Valiyaveettil | Chief Technology Officer | $21,733,930 | -$694,100 | -3.1% | Mixed | 06 May 2026 |
| Erin J. Kerber | Chief Legal Officer | $20,470,834 | -$966,998 | -4.5% | Mixed | 06 May 2026 |
| Jay D. Martin | Chief Financial Officer | $20,133,153 | -$4,594,400 | -19% | Mixed | 06 May 2026 |
| Nicholas J. Elliott | Chief Transformation Officer | $18,329,445 | -$1,104,901 | -5.7% | Mixed | 06 May 2026 |
| Andrew K. Rostami | Chief Mktg and Product Officer | $16,553,435 | -$698,440 | -4% | Mixed | 18 Apr 2026 |
| Daniel A. Ulatowski | Chief Sales Officer | $15,394,924 | -$9,007,617 | -37% | Mixed | 30 Jan 2026 |
| Wendy A. Rummler | Chief People Officer | $12,976,246 | -$7,329,975 | -36% | Mixed | 06 May 2026 |
| Steffen Schumann | Chief Business Officer | $9,330,212 | Mixed | 23 Feb 2026 | ||
| Glenda J. Flanagan | Director | $7,766,150 | Mixed | 24 Dec 2025 | ||
| Douglas W. Busk | Chief Treasury Officer | $1,605,699 | Filing P/S | 25 Mar 2025 | ||
| Sean E. Quinn | Director | $590,628 | Mixed | 04 Jun 2025 | ||
| Donald A. Foss | 10%+ Owner | Mixed | 18 Mar 2022 |
Top shareholders of CREDIT ACCEPTANCE CORP (13F + 13D/G + 3/4/5)
Grouped by holder across the latest SEC ownership disclosures. Ownership % is shown only when it is directly reported or safely comparable across share classes.
Methodology: rows are grouped by holder and ranked by the holder's primary source value. — indicates unavailable or non-comparable values; "mixed-class rows" means the latest filing spans non-comparable classes.
| Holder | Source | Role / Reporting | Ownership % | Shares | Holdings Value | 12M Net Δ | As of | Details |
|---|---|---|---|---|---|---|---|---|
| Donald A. Foss 2009 Annuity Trust |
13D/G
|
Allan V. Apple, not individually but solely in capacity as trustee |
20%
|
2,414,744
|
$1,180,785,669 | $0 | 04 Dec 2024 | |
| Prescott General Partners LLC |
3/4/5
13D/G
13F
|
Member of Section 13(d) Group, 10%+ Owner · Company |
12%
from 13D/G
|
1,436,951
|
$731,997,026 | — | 02 Jul 2025 | |
| Donald A. Foss Irrevocable Trust Dated August 14, 2022 |
3/4/5
|
10%+ Owner |
—
class O/S missing
|
1,280,757
|
$682,156,793 | — | 14 Aug 2023 | |
| John P. Neary |
13D/G
|
John P. Neary, not individually but solely as a co-trustee of the Marital Trust U/A Donald A. Foss Trust January 16, 1981 |
7.6%
|
852,797
|
$463,699,841 | -$29,226,025 | 30 Jun 2025 | |
| Cerity Partners LLC |
13F
|
Company |
7.2%
|
786,833
|
$348,928,963 | — | 31 Dec 2025 | |
| Thomas W. Smith |
3/4/5
13F
|
Member of Section 13(d) Group, 10%+ Owner · Individual |
0.87%
from 13F
|
707,354
|
$319,021,394 | — | 09 Sep 2024 | |
| Ruane, Cunniff & Goldfarb L.P. |
13D/G
13F
|
Company |
4.9%
|
536,132
|
$249,955,461 | $0 | 31 Dec 2025 | |
| Boston Partners |
13F
|
Company |
4.2%
|
456,253
|
$202,373,126 | — | 31 Dec 2025 | |
| VANGUARD GROUP INC |
13F
|
Company |
3.6%
|
395,474
|
$175,376,899 | — | 31 Dec 2025 | |
| GOBI CAPITAL LLC |
13F
|
Company |
3.3%
|
358,067
|
$158,788,392 | — | 31 Dec 2025 | |
| BECK MACK & OLIVER LLC |
13F
|
Company |
2.8%
|
310,348
|
$137,626,924 | — | 31 Dec 2025 | |
| BlackRock, Inc. |
13F
|
Company |
2.2%
|
241,100
|
$106,918,095 | — | 31 Dec 2025 | |
| WELLINGTON MANAGEMENT GROUP LLP |
13F
|
Company |
2.2%
|
237,642
|
$105,384,722 | — | 31 Dec 2025 | |
| DIMENSIONAL FUND ADVISORS LP |
13F
|
Company |
2%
|
223,872
|
$99,283,959 | — | 31 Dec 2025 | |
| Thomas N. Tryforos |
3/4/5
|
Director |
2%
|
214,121
|
$94,129,732 | — | 30 Dec 2025 | |
| Universal- Beteiligungs- und Servicegesellschaft mbH |
13F
|
Individual |
1.9%
|
203,879
|
$91,652,217 | — | 31 Dec 2025 | |
| Smead Capital Management, Inc. |
13F
|
Company |
1.7%
|
188,334
|
$83,518,435 | — | 31 Dec 2025 | |
| Vinayak Hegde |
3/4/5
|
Chief Executive Officer, Director |
—
mixed-class rows
|
150,502
mixed-class rows
|
$68,084,094 | — | 13 Nov 2025 | |
| Khrom Capital Management LLC |
13F
|
Company |
1.3%
|
138,215
|
$61,292,824 | — | 31 Dec 2025 | |
| RV Capital AG |
13F
|
Company |
1.2%
|
130,431
|
$57,840,931 | — | 31 Dec 2025 | |
| Alfreton Capital LLP |
13F
|
Company |
1.2%
|
130,000
|
$57,649,800 | — | 31 Dec 2025 | |
| GOODNOW INVESTMENT GROUP, LLC |
13F
|
Company |
1.1%
|
116,791
|
$51,792,137 | — | 31 Dec 2025 | |
| Jill Foss Watson |
3/4/5
|
10%+ Owner |
0.84%
|
92,107
|
$50,012,314 | -$15,888,437 | 21 Apr 2026 | |
| GEODE CAPITAL MANAGEMENT, LLC |
13F
|
Company |
1%
|
110,369
|
$48,955,070 | — | 31 Dec 2025 | |
| FMR LLC |
13F
|
Company |
0.9%
|
98,348
|
$43,613,219 | — | 31 Dec 2025 | |
| STATE STREET CORP |
13F
|
Company |
0.87%
|
95,122
|
$42,182,802 | — | 31 Dec 2025 | |
| NORTHERN TRUST CORP |
13F
|
Company |
0.85%
|
93,452
|
$41,442,224 | — | 31 Dec 2025 | |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC |
13F
|
Company |
0.79%
|
86,897
|
$38,535,344 | — | 31 Dec 2025 | |
| Twin Lions Management LLC |
13F
|
Company |
0.77%
|
83,958
|
$37,232,015 | — | 31 Dec 2025 | |
| LONDON CO OF VIRGINIA |
13F
|
Company |
0.73%
|
79,337
|
$35,186,122 | — | 31 Dec 2025 | |
| Scott J. Vassalluzzo |
3/4/5
|
Director, Member of Section 13(d) Group, 10%+ Owner |
0.62%
|
68,158
|
$33,942,684 | — | 04 Jun 2025 | |
| Jonathan Lum |
3/4/5
|
Chief Operating Officer |
—
mixed-class rows
|
56,109
mixed-class rows
|
$32,070,660 | -$6,880,684 | 06 May 2026 | |
| MIG Capital, LLC |
13F
|
Company |
0.64%
|
69,715
|
$30,915,814 | — | 31 Dec 2025 | |
| Arthur L. Smith |
3/4/5
|
Chief Analytics Officer |
—
mixed-class rows
|
65,394
mixed-class rows
|
$30,527,407 | — | 31 Jan 2026 | |
| 1832 Asset Management L.P. |
13F
|
Company |
0.62%
|
68,223
|
$30,254,172 | — | 31 Dec 2025 | |
| KIZE CAPITAL LP |
13F
|
Company |
0.62%
|
68,187
|
$30,238,207 | — | 31 Dec 2025 | |
| MORGAN STANLEY |
13F
|
Company |
0.62%
|
67,650
|
$30,000,216 | — | 31 Dec 2025 | |
| CITADEL ADVISORS LLC |
13F
|
Company |
0.6%
|
65,557
|
$29,071,907 | — | 31 Dec 2025 | |
| Kenneth S. Booth |
3/4/5
|
Director |
—
mixed-class rows
|
52,832
mixed-class rows
|
$26,603,372 | -$13,071,201 | 06 May 2026 | |
| AMERICAN CENTURY COMPANIES INC |
13F
|
Company |
0.55%
|
59,748
|
$26,495,848 | — | 31 Dec 2025 | |
| Ravi Mohan Valiyaveettil |
3/4/5
|
Chief Technology Officer |
—
mixed-class rows
|
41,985
mixed-class rows
|
$21,733,930 | -$694,100 | 06 May 2026 | |
| Erin J. Kerber |
3/4/5
|
Chief Legal Officer |
—
mixed-class rows
|
38,823
mixed-class rows
|
$20,470,834 | -$966,998 | 06 May 2026 | |
| UBS Group AG |
13F
|
Company |
0.42%
|
46,030
|
$20,412,464 | — | 31 Dec 2025 | |
| Jay D. Martin |
3/4/5
|
Chief Financial Officer |
—
mixed-class rows
|
38,024
mixed-class rows
|
$20,133,153 | -$4,594,400 | 06 May 2026 | |
| Nicholas J. Elliott |
3/4/5
|
Chief Transformation Officer |
—
mixed-class rows
|
33,497
mixed-class rows
|
$18,329,445 | -$1,104,901 | 06 May 2026 | |
| Andrew K. Rostami |
3/4/5
|
Chief Mktg and Product Officer |
—
mixed-class rows
|
39,091
mixed-class rows
|
$16,553,435 | -$698,440 | 18 Apr 2026 | |
| Daniel A. Ulatowski |
3/4/5
|
Chief Sales Officer |
—
mixed-class rows
|
63,749
mixed-class rows
|
$15,394,924 | -$9,007,617 | 30 Jan 2026 | |
| FIRST TRUST ADVISORS LP |
13F
|
Company |
0.31%
|
34,230
|
$15,179,635 | — | 31 Dec 2025 | |
| LPL Financial LLC |
13F
|
Company |
0.31%
|
33,865
|
$15,017,773 | — | 31 Dec 2025 | |
| Allianz Asset Management GmbH |
13F
|
Company |
0.3%
|
32,534
|
$14,427,528 | — | 31 Dec 2025 |
Recent Insider Transactions by Companies or Individuals for CREDIT ACCEPTANCE CORP
Showing up to 300 most recent insider transactions from the last 12 months.
| Insider | Symbol | Class | Transaction | % | Value $ | * Price $ | Shares | Shares Owned | Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|---|
| Ravi Mohan Valiyaveettil | CACC | Common Stock | Sale | -4.63% | $694,100 | $550.00 | -1,262 | 25,985 | 06 May 2026 | Direct |
| Erin J. Kerber | CACC | Common Stock | Sale | -6.38% | $966,998 | $551.62 | -1,753 | 25,711 | 06 May 2026 | Direct |
| Erin J. Kerber | CACC | Common Stock | Options Exercise | 6.82% | 1,753 | 27,464 | 06 May 2026 | Direct | ||
| Erin J. Kerber | CACC | Employee Stock Option (right to buy) | Options Exercise | -12% | -1,753 | 12,872 | 06 May 2026 | Direct | ||
| Nicholas J. Elliott | CACC | Common Stock | Sale | -7.41% | $922,295 | $551.61 | -1,672 | 20,897 | 06 May 2026 | Direct |
| Nicholas J. Elliott | CACC | Common Stock | Options Exercise | 8% | 1,672 | 22,569 | 06 May 2026 | Direct | ||
| Nicholas J. Elliott | CACC | Employee Stock Option (right to buy) | Options Exercise | -12% | -1,672 | 12,278 | 06 May 2026 | Direct | ||
| Wendy A. Rummler | CACC | Common Stock | Sale | -9.57% | $1,139,464 | $551.00 | -2,068 | 19,547 | 06 May 2026 | Direct |
| Wendy A. Rummler | CACC | Common Stock | Options Exercise | 10.6% | 2,068 | 21,615 | 06 May 2026 | Direct | ||
| Wendy A. Rummler | CACC | Employee Stock Option (right to buy) | Options Exercise | -50.9% | -2,068 | 1,994 | 06 May 2026 | Direct | ||
| Jay D. Martin | CACC | Common Stock | Sale | -5.25% | $793,244 | $551.25 | -1,439 | 25,963 | 06 May 2026 | Direct |
| Jay D. Martin | CACC | Common Stock | Options Exercise | 5.54% | 1,439 | 27,402 | 06 May 2026 | Direct | ||
| Jay D. Martin | CACC | Employee Stock Option (right to buy) | Options Exercise | -10.7% | -1,439 | 12,061 | 06 May 2026 | Direct | ||
| Jonathan Lum | CACC | Common Stock | Sale | -11.2% | $2,200,000 | $550.00 | -4,000 | 31,609 | 06 May 2026 | Direct |
| Jonathan Lum | CACC | Common Stock | Options Exercise | 12.6% | 4,000 | 35,609 | 06 May 2026 | Direct | ||
| Jonathan Lum | CACC | Employee Stock Option (right to buy) | Options Exercise | -14% | -4,000 | 24,500 | 06 May 2026 | Direct | ||
| Kenneth S. Booth | CACC | Common Stock | Sale | -14.9% | $2,216,000 | $554.00 | -4,000 | 22,832 | 06 May 2026 | Direct |
| Kenneth S. Booth | CACC | Common Stock | Options Exercise | 17.5% | 4,000 | 26,832 | 06 May 2026 | Direct | ||
| Kenneth S. Booth | CACC | Employee Stock Option (right to buy) | Options Exercise | -11.8% | -4,000 | 30,000 | 06 May 2026 | Direct | ||
| Jill Foss Watson | CACC | Common Stock | Sale | -8.36% | $4,532,731 | $539.48 | -8,402 | 92,107 | 21 Apr 2026 | See Footnote 2 |
| Jill Foss Watson | CACC | Common Stock | Sale | -1.04% | $556,300 | $530.82 | -1,048 | 99,392 | 21 Apr 2026 | See footnote 2 |
| Kenneth S. Booth | CACC | Common Stock | Sale | -14.9% | $2,136,000 | $534.00 | -4,000 | 22,832 | 20 Apr 2026 | Direct |
| Kenneth S. Booth | CACC | Common Stock | Options Exercise | 17.5% | 4,000 | 26,832 | 20 Apr 2026 | Direct | ||
| Kenneth S. Booth | CACC | Employee Stock Option (right to buy) | Options Exercise | -10.5% | -4,000 | 34,000 | 20 Apr 2026 | Direct | ||
| Jonathan Lum | CACC | Common Stock | Sale | -8.67% | $1,605,000 | $535.00 | -3,000 | 31,609 | 20 Apr 2026 | Direct |
| Jonathan Lum | CACC | Common Stock | Options Exercise | 9.49% | 3,000 | 34,609 | 20 Apr 2026 | Direct | ||
| Jonathan Lum | CACC | Employee Stock Option (right to buy) | Options Exercise | -9.52% | -3,000 | 28,500 | 20 Apr 2026 | Direct | ||
| Andrew K. Rostami | CACC | Common Stock | Tax liability | -2.01% | -474 | 23,091 | 18 Apr 2026 | Direct | ||
| Wendy A. Rummler | CACC | Common Stock | Sale | -17.2% | $2,135,286 | $525.67 | -4,062 | 19,547 | 17 Apr 2026 | Direct |
| Wendy A. Rummler | CACC | Common Stock | Options Exercise | 20.8% | 4,062 | 23,609 | 17 Apr 2026 | Direct | ||
| Wendy A. Rummler | CACC | Employee Stock Option (right to buy) | Options Exercise | -50% | -4,062 | 4,062 | 17 Apr 2026 | Direct | ||
| Jay D. Martin | CACC | Common Stock | Sale | -10.4% | $1,576,894 | $525.63 | -3,000 | 25,963 | 17 Apr 2026 | Direct |
| Jay D. Martin | CACC | Common Stock | Options Exercise | 11.6% | 3,000 | 28,963 | 17 Apr 2026 | Direct | ||
| Jay D. Martin | CACC | Employee Stock Option (right to buy) | Options Exercise | -18.2% | -3,000 | 13,500 | 17 Apr 2026 | Direct | ||
| Jonathan Lum | CACC | Common Stock | Award | 2.91% | 893 | 31,609 | 09 Feb 2026 | Direct | ||
| Nicholas J. Elliott | CACC | Common Stock | Award | 13.5% | 2,492 | 20,897 | 09 Feb 2026 | Direct | ||
| Kenneth S. Booth | CACC | Common Stock | Sale | -8.05% | $1,016,000 | $508.00 | -2,000 | 22,832 | 09 Feb 2026 | Direct |
| Jay D. Martin | CACC | Common Stock | Sale | -14.3% | $2,224,263 | $512.55 | -4,340 | 25,963 | 09 Feb 2026 | Direct |
| Jay D. Martin | CACC | Common Stock | Options Exercise | 11% | 3,000 | 30,303 | 09 Feb 2026 | Direct | ||
| Jay D. Martin | CACC | Employee Stock Option (right to buy) | Options Exercise | -15.4% | -3,000 | 16,500 | 09 Feb 2026 | Direct | ||
| Kenneth S. Booth | CACC | Common Stock | Sale | -7.5% | $1,025,300 | $509.47 | -2,012 | 24,832 | 06 Feb 2026 | Direct |
| Kenneth S. Booth | CACC | Common Stock | Sale | -4.3% | $619,541 | $513.29 | -1,207 | 26,844 | 04 Feb 2026 | Direct |
| Wendy A. Rummler | CACC | Common Stock | Sale | -12.5% | $1,471,594 | $509.20 | -2,890 | 20,191 | 02 Feb 2026 | Direct |
| Wendy A. Rummler | CACC | Common Stock | Options Exercise | 14.3% | 2,890 | 23,081 | 02 Feb 2026 | Direct | ||
| Wendy A. Rummler | CACC | Employee Stock Option (right to buy) | Options Exercise | -26.2% | -2,890 | 8,124 | 02 Feb 2026 | Direct | ||
| Kenneth S. Booth | CACC | Common Stock | Sale | -12.5% | $2,056,000 | $514.00 | -4,000 | 28,051 | 02 Feb 2026 | Direct |
| Kenneth S. Booth | CACC | Common Stock | Options Exercise | 14.3% | 4,000 | 32,051 | 02 Feb 2026 | Direct | ||
| Kenneth S. Booth | CACC | Employee Stock Option (right to buy) | Options Exercise | -9.52% | -4,000 | 38,000 | 02 Feb 2026 | Direct | ||
| Kenneth S. Booth | CACC | Common Stock | Award | 0.48% | 135 | 28,051 | 01 Feb 2026 | Direct | ||
| Nicholas J. Elliott | CACC | Common Stock | Tax liability | -3.31% | -630 | 18,405 | 31 Jan 2026 | Direct |
* An asterisk sign (*) next to the price indicates that the price is likely invalid.