SEC ownership of CREDIT ACCEPTANCE CORP

Top holders, 13D/G large-stake signals, insider positions, and transaction flow tied to CIK 0000885550.

Comparable stake leader

Donald A. Foss 2009 Annuity Trust

Disclosed value leader

Donald A. Foss 2009 Annuity Trust

Comparable rows

50/50

Latest evidence

27 Jul 2026

Ownership snapshot CIK-linked ownership evidence from parsed SEC filings. 3 signals
Comparable ownership rows
50 of 50
Meaning: Rows with safely comparable ownership %
Latest 13D/G holder
Donald A. Foss 2009 Annuity Trust
Source: Latest parsed Schedule 13D/G stake
Latest parsed ownership date
27 Jul 2026
Freshness: Most recent filing date in this holder set
Issuer Names, identifiers, and filing context for this profile. 2 identity fields
Issuer CIK
0000885550
Issuer location
Southfield, MI

Ownership snapshot

Top shareholders of CREDIT ACCEPTANCE CORP (13F + 13D/G + 3/4/5)

Grouped by holder across the latest SEC ownership disclosures. Start with comparable ownership when available, then verify the linked 13F, 13D/G, or 3/4/5 evidence.

Comparable stake leader
Donald A. Foss 2009 Annui...
Disclosed value leader
Donald A. Foss 2009 Annui...
Comparable rows
50/50
Latest evidence
27 Jul 2026
13D/G 3/4/5 13F Lead comparable stake: 20% 13D/G row: Donald A. Foss 2009 Annuity Trust Showing 1-8 of 50 holder rows.

Quick read

Donald A. Foss 2009 Annuity Trust leads the comparable SEC ownership view at 20%.

50 of 50 rows have a safely comparable ownership percentage. Use this as a filing-backed starting point, then open the detailed table for source links, reporting role, position value, share count, and filing date.

Open SEC evidence Opens Donald A. Foss 2009 Annuity Trust's linked filing trail.
Comparable ownership Top 5
Donald A. Foss 2009 Annuity Trust 20%
Jill Foss Watson 14%
Prescott General Partners LLC 14%
John P. Neary 6.8%
BlackRock, Inc. 6%

Ownership % is shown only when SEC disclosures are safely comparable across share classes.

Detailed SEC evidence table Showing 1-8 of 50 holder rows
Holder Evidence Ownership % Position 12M Net Δ As of
Donald A. Foss 2009 Annuity Trust
13D/G
Allan V. Apple, not individually but solely in capacity as trustee
20%
$1,087,245,600
2,070,944 shares
-$180,495,000 05 Jun 2026
Jill Foss Watson
13D/G 3/4/5
10%+ Owner
14%
$797,637,225
1,519,309 shares
$0 05 Jun 2026
Prescott General Partners LLC
13D/G 3/4/5 13F
Member of Section 13(d) Group, 10%+ Owner · Company
14%
$908,674,033
1,427,060 shares
-$6,298,050 02 Jul 2026
John P. Neary
13D/G
John P. Neary, not individually but solely as a co-trustee of the Marital Trust U/A Donald A. Foss Trust January 16, 1981
6.8%
$330,394,650
710,297 shares
-$66,283,875 31 Mar 2026
BlackRock, Inc.
13D/G 13F
Company
6%
$400,978,926
629,737 shares
$0 30 Jun 2026
Boston Partners
13D/G 13F
Company
5.1%
$254,358,905
546,832 shares
$0 31 Mar 2026
Ruane, Cunniff & Goldfarb L.P.
13D/G 13F
Company
4.9%
$249,955,461
536,132 shares
$0 31 Dec 2025
Thomas N. Tryforos
3/4/5
Director
0.85%
$37,731,556
89,103 shares
10 Jun 2026
How to read this table

Rows are grouped by holder and ranked first by SEC-reported ownership % when it is safely comparable, then by disclosed holdings value. indicates unavailable or non-comparable values; "mixed-class rows" means the latest filing spans non-comparable classes.

Forms 3/4/5 flow

Insider trading overview

Net insider flow leans to selling over the last 12 months. Net value: -$96,007,266.

Buys
$0
Insiders: 0
Sells
$96,007,266
Insiders: 10
Net
-$96,007,266
Shares: -172,290
Window
Last 12 months
4 rolling buckets
Buy value Sell value
Shares: 0 Shares: 172,290
Window (months) Buy shares Sell shares Buy value Sell value Net value
0-3 0 100,335 $0 $59,010,330 -$59,010,330
3-6 0 33,071 $0 $17,427,313 -$17,427,313
6-9 0 20,837 $0 $10,317,732 -$10,317,732
9-12 0 18,047 $0 $9,251,890 -$9,251,890

Reporting owners

Insider holders from Forms 3/4/5

Showing 1-20 of 23 reporting-owner rows connected to CREDIT ACCEPTANCE CORP. Open a relationship link for the CIK-to-CIK filing trail.

Rows
23
Largest Forms 3/4/5 holder
Prescott General Partners LLC
Net 12M change
-$96,007,267
Latest report
27 Jul 2026
Name Relationship Holdings Value Past Year Net Change Change % Valuation Report Date
Prescott General Partners LLC Member of Section 13(d) Group, 10%+ Owner $908,674,032 Median 02 Jul 2026
Donald A. Foss Irrevocable Trust Dated August 14, 2022 10%+ Owner $682,156,793 Mixed 14 Aug 2023
Thomas W. Smith Member of Section 13(d) Group, 10%+ Owner $319,021,394 Mixed 09 Sep 2024
Vinayak Hegde Chief Executive Officer, Director $68,084,094 Mixed 13 Nov 2025
Kenneth S. Booth Director $67,569,995 -$21,965,461 -25% Mixed 10 Jun 2026
Thomas N. Tryforos Director $37,731,556 Mixed 10 Jun 2026
Jonathan Lum Chief Operating Officer $33,651,090 -$13,355,684 -28% Mixed 24 Jun 2026
Jill Foss Watson 10%+ Owner $30,762,052 -$13,194,475 -30% Filing P/S 16 Jul 2026
Arthur L. Smith Chief Analytics Officer $30,527,407 Mixed 31 Jan 2026
Scott J. Vassalluzzo Director, Member of Section 13(d) Group, 10%+ Owner $29,013,784 Mixed 10 Jun 2026
Ravi Mohan Valiyaveettil Chief Technology Officer $21,733,930 -$694,100 -3.1% Mixed 06 May 2026
Erin J. Kerber Chief Legal Officer $20,516,416 -$14,772,083 -42% Mixed 26 Jun 2026
Nicholas J. Elliott Chief Transformation Officer $19,907,625 -$8,407,957 -30% Mixed 26 Jun 2026
Jay D. Martin Chief Financial Officer $18,196,028 -$8,989,001 -33% Mixed 24 Jun 2026
Joseph Billante III Chief Financial Officer $16,697,243 Median 27 Jul 2026
Andrew K. Rostami Chief Mktg and Product Officer $16,553,435 -$508,956 -3% Mixed 18 Apr 2026
Daniel A. Ulatowski Chief Sales Officer $15,394,924 -$5,688,792 -27% Mixed 30 Jan 2026
Steffen Schumann Chief Business Officer $14,470,596 Median 15 Jun 2026
Wendy A. Rummler Chief People Officer $11,849,552 -$8,430,758 -42% Mixed 18 May 2026
Glenda J. Flanagan Director $7,632,443 Mixed 10 Jun 2026

Recent insider transactions for CREDIT ACCEPTANCE CORP

Showing up to 300 recent insider transactions from the last 12 months.

Insider Symbol Class Transaction % SEC-reported value SEC-reported price Shares Shares owned Date Ownership
Jill Foss Watson CACC Common Stock Sale -2.91% $919,788 $640.52 -1,436 47,910 16 Jul 2026 See footnote 2
Jill Foss Watson CACC Common Stock Sale -8.36% $2,924,329 $649.85 -4,500 49,346 02 Jul 2026 See footnote 17
Jill Foss Watson CACC Common Stock Sale -7.06% $4,261,327 $655.59 -6,500 85,607 02 Jul 2026 See footnote 2
Prescott General Partners LLC CACC Common Stock Other -1.09% -9,891 901,241 02 Jul 2026 By Prescott Associates L.P.
Nicholas J. Elliott CACC Common Stock Sale -9.94% $1,452,750 $629.99 -2,306 20,897 26 Jun 2026 Direct
Nicholas J. Elliott CACC Common Stock Options Exercise 11% 2,306 23,203 26 Jun 2026 Direct
Nicholas J. Elliott CACC Employee Stock Option (right to buy) Options Exercise -100% -2,306 0 26 Jun 2026 Direct
Erin J. Kerber CACC Common Stock Sale -18.2% $3,602,474 $629.80 -5,720 25,711 26 Jun 2026 Direct
Erin J. Kerber CACC Common Stock Options Exercise 22.2% 5,720 31,431 26 Jun 2026 Direct
Erin J. Kerber CACC Employee Stock Option (right to buy) Options Exercise -100% -5,720 0 26 Jun 2026 Direct
Nicholas J. Elliott CACC Common Stock Sale -5.36% $741,756 $627.01 -1,183 20,897 25 Jun 2026 Direct
Nicholas J. Elliott CACC Common Stock Options Exercise 5.66% 1,183 22,080 25 Jun 2026 Direct
Nicholas J. Elliott CACC Employee Stock Option (right to buy) Options Exercise -33.9% -1,183 2,306 25 Jun 2026 Direct
Erin J. Kerber CACC Common Stock Sale -10.2% $1,842,060 $627.19 -2,937 25,711 25 Jun 2026 Direct
Erin J. Kerber CACC Common Stock Options Exercise 12% 2,937 27,408 25 Jun 2026 Direct
Erin J. Kerber CACC Employee Stock Option (right to buy) Options Exercise -54.9% -2,937 2,417 25 Jun 2026 Direct
Jonathan Lum CACC Common Stock Sale -16% $3,600,000 $600.00 -6,000 31,609 24 Jun 2026 Direct
Jonathan Lum CACC Common Stock Options Exercise 19% 6,000 37,609 24 Jun 2026 Direct
Jonathan Lum CACC Employee Stock Option (right to buy) Options Exercise -30.8% -6,000 13,500 24 Jun 2026 Direct
Jay D. Martin CACC Common Stock Sale -10.4% $1,803,119 $601.04 -3,000 25,963 24 Jun 2026 Direct
Jay D. Martin CACC Common Stock Options Exercise 11.6% 3,000 28,963 24 Jun 2026 Direct
Jay D. Martin CACC Employee Stock Option (right to buy) Options Exercise -40% -3,000 4,500 24 Jun 2026 Direct
Nicholas J. Elliott CACC Common Stock Sale -14.3% $2,095,734 $601.01 -3,487 20,897 24 Jun 2026 Direct
Nicholas J. Elliott CACC Common Stock Options Exercise 16.7% 3,487 24,384 24 Jun 2026 Direct
Nicholas J. Elliott CACC Employee Stock Option (right to buy) Options Exercise -50% -3,487 3,489 24 Jun 2026 Direct
Erin J. Kerber CACC Common Stock Sale -25.2% $5,201,751 $600.94 -8,656 25,711 24 Jun 2026 Direct
Erin J. Kerber CACC Common Stock Options Exercise 39.2% 8,656 30,711 24 Jun 2026 Direct
Erin J. Kerber CACC Employee Stock Option (right to buy) Options Exercise -70.3% -8,656 3,657 24 Jun 2026 Direct
Nicholas J. Elliott CACC Common Stock Sale -0.01% $1,734 $577.85 -3 20,897 17 Jun 2026 Direct
Nicholas J. Elliott CACC Common Stock Options Exercise 0.01% 3 20,900 17 Jun 2026 Direct
Nicholas J. Elliott CACC Employee Stock Option (right to buy) Options Exercise -0.04% -3 6,976 17 Jun 2026 Direct
Erin J. Kerber CACC Common Stock Sale -0.01% $1,158 $578.82 -2 25,711 17 Jun 2026 Direct
Erin J. Kerber CACC Common Stock Options Exercise 0.01% 2 25,713 17 Jun 2026 Direct
Erin J. Kerber CACC Employee Stock Option (right to buy) Options Exercise -0.03% -2 7,313 17 Jun 2026 Direct
Jay D. Martin CACC Common Stock Sale -0.01% $1,157 $578.42 -2 25,963 17 Jun 2026 Direct
Jay D. Martin CACC Common Stock Options Exercise 0.01% 2 25,965 17 Jun 2026 Direct
Jay D. Martin CACC Employee Stock Option (right to buy) Options Exercise -0.03% -2 7,500 17 Jun 2026 Direct
Nicholas J. Elliott CACC Common Stock Sale -0.17% $20,806 $577.95 -36 20,897 16 Jun 2026 Direct
Nicholas J. Elliott CACC Common Stock Options Exercise 0.17% 36 20,933 16 Jun 2026 Direct
Nicholas J. Elliott CACC Employee Stock Option (right to buy) Options Exercise -0.51% -36 6,979 16 Jun 2026 Direct
Erin J. Kerber CACC Common Stock Sale -0.1% $15,605 $577.95 -27 25,711 16 Jun 2026 Direct
Erin J. Kerber CACC Common Stock Options Exercise 0.11% 27 25,738 16 Jun 2026 Direct
Erin J. Kerber CACC Employee Stock Option (right to buy) Options Exercise -0.37% -27 7,315 16 Jun 2026 Direct
Jay D. Martin CACC Common Stock Sale -0.1% $14,450 $577.99 -25 25,963 16 Jun 2026 Direct
Jay D. Martin CACC Common Stock Options Exercise 0.1% 25 25,988 16 Jun 2026 Direct
Jay D. Martin CACC Employee Stock Option (right to buy) Options Exercise -0.33% -25 7,502 16 Jun 2026 Direct
Steffen Schumann CACC Common Stock Award 18.2% 3,494 22,726 15 Jun 2026 Direct
Nicholas J. Elliott CACC Common Stock Sale -0.08% $9,201 $575.07 -16 20,897 15 Jun 2026 Direct
Nicholas J. Elliott CACC Common Stock Options Exercise 0.08% 16 20,913 15 Jun 2026 Direct
Nicholas J. Elliott CACC Employee Stock Option (right to buy) Options Exercise -0.23% -16 7,015 15 Jun 2026 Direct
* marks a reported price that did not pass the local price check.
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