Credit Acceptance Corp financial data

Symbol
CACC on Nasdaq
Industry
Personal Credit Institutions
Location
25505 West Twelve Mile Road, Southfield, MI
State of incorporation
MI
Fiscal year end
December 31
Former names
CREDIT ACCEPTANCE CORPORATION (to 7/11/2008)
Latest financial report
10-Q - Q3 2024 - Oct 30, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 394 % +22.5%
Return On Equity 11.5 % -39%
Return On Assets 2.32 % -48%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 12.1M shares -3.62%
Common Stock, Shares, Outstanding 12.1M shares -3.62%
Entity Public Float 3.24B USD +5.2%
Common Stock, Value, Issued 100K USD 0%
Weighted Average Number of Shares Outstanding, Basic 12.3M shares -5.09%
Weighted Average Number of Shares Outstanding, Diluted 12.4M shares -4.79%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 2.09B USD +11.7%
Selling and Marketing Expense 93.2M USD +5.19%
General and Administrative Expense 103M USD +28%
Costs and Expenses 1.83B USD +26%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 254M USD -38.7%
Income Tax Expense (Benefit) 64.4M USD -31.8%
Net Income (Loss) Attributable to Parent 190M USD -40.7%
Earnings Per Share, Basic 15 USD/shares -39.2%
Earnings Per Share, Diluted 14.9 USD/shares -39.8%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 160M USD +5052%
Property, Plant and Equipment, Net 15.2M USD -67.7%
Assets 8.68B USD +17.4%
Deferred Income Tax Liabilities, Net 423M USD -8.36%
Liabilities 7.04B USD +23.5%
Accumulated Other Comprehensive Income (Loss), Net of Tax 900K USD
Retained Earnings (Accumulated Deficit) 1.32B USD -7.78%
Stockholders' Equity Attributable to Parent 1.65B USD -3.2%
Liabilities and Equity 8.68B USD +17.4%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 310M USD +4.55%
Net Cash Provided by (Used in) Financing Activities 371M USD +214%
Net Cash Provided by (Used in) Investing Activities -584M USD -69.6%
Common Stock, Shares Authorized 80M shares 0%
Common Stock, Shares, Issued 12.1M shares -3.62%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 96.7M USD +37.4%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 716M USD +63.5%
Interest Paid, Excluding Capitalized Interest, Operating Activities 77.9M USD +54%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross 784M USD +7.53%
Depreciation 2.2M USD 0%
Payments to Acquire Property, Plant, and Equipment 300K USD -66.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 193M USD -39.6%
Lessee, Operating Lease, Liability, to be Paid 3M USD +114%
Property, Plant and Equipment, Gross 67.8M USD
Lessee, Operating Lease, Liability, to be Paid, Year Two 900K USD +50%
Lessee, Operating Lease, Liability, to be Paid, Year One 1.5M USD +114%
Deferred Income Tax Expense (Benefit) 31.9M USD +31.8%
Lessee, Operating Lease, Liability, to be Paid, Year Three 600K USD +500%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1M shares 0%
Unrecognized Tax Benefits 61M USD +6.83%
Lessee, Operating Lease, Liability, to be Paid, Year Four 0 USD
Interest Expense 387M USD +63.2%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%