Credit Acceptance Corp financial data

Symbol
CACC on Nasdaq
Location
25505 West Twelve Mile Road, Southfield, MI
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Oct 30, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 438 % +11.2%
Return On Equity 27.5 % +140%
Return On Assets 5.12 % +120%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 11M shares -8.92%
Common Stock, Shares, Outstanding 11M shares -8.84%
Entity Public Float 3.19B USD -1.39%
Common Stock, Value, Issued 100K USD 0%
Weighted Average Number of Shares Outstanding, Basic 11.2M shares -8.36%
Weighted Average Number of Shares Outstanding, Diluted 11.5M shares -7.59%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 2.3B USD +10.3%
Selling and Marketing Expense 98.2M USD +5.37%
General and Administrative Expense 126M USD +21.6%
Costs and Expenses 1.7B USD -7.15%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 600M USD +136%
Income Tax Expense (Benefit) 147M USD +127%
Net Income (Loss) Attributable to Parent 454M USD +139%
Earnings Per Share, Basic 38 USD/shares +155%
Earnings Per Share, Diluted 37 USD/shares +154%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 15.9M USD -90%
Property, Plant and Equipment, Net 12.9M USD -15.1%
Assets 8.64B USD -0.49%
Deferred Income Tax Liabilities, Net 298M USD -29.5%
Liabilities 7.06B USD +0.36%
Accumulated Other Comprehensive Income (Loss), Net of Tax 1.1M USD +22.2%
Retained Earnings (Accumulated Deficit) 1.19B USD -10.3%
Stockholders' Equity Attributable to Parent 1.58B USD -4.12%
Liabilities and Equity 8.64B USD -0.49%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 346M USD +11.7%
Net Cash Provided by (Used in) Financing Activities 221M USD -40.4%
Net Cash Provided by (Used in) Investing Activities -292M USD +50.1%
Common Stock, Shares Authorized 80M shares 0%
Common Stock, Shares, Issued 11M shares -8.84%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 276M USD +185%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 499M USD -30.4%
Interest Paid, Excluding Capitalized Interest, Operating Activities 99.5M USD +27.7%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross 887M USD +13.1%
Depreciation 1.2M USD -45.5%
Payments to Acquire Property, Plant, and Equipment 300K USD 0%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 454M USD +135%
Lessee, Operating Lease, Liability, to be Paid 1.7M USD -43.3%
Property, Plant and Equipment, Gross 66.6M USD -41.7%
Lessee, Operating Lease, Liability, to be Paid, Year Two 600K USD -33.3%
Lessee, Operating Lease, Liability, to be Paid, Year One 1M USD -33.3%
Deferred Income Tax Expense (Benefit) 1.6M USD -95%
Lessee, Operating Lease, Liability, to be Paid, Year Three 100K USD -83.3%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1M shares 0%
Unrecognized Tax Benefits 73M USD +19.7%
Lessee, Operating Lease, Liability, to be Paid, Year Four 0 USD
Interest Expense 460M USD +19%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%