CREDIT ACCEPTANCE CORP financial data

Symbol
CACC on Nasdaq
Location
Southfield, MI
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 30 Oct 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 438% % 11%
Return On Equity 28% % 140%
Return On Assets 5.1% % 120%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 11,031,544 shares -8.9%
Common Stock, Shares, Outstanding 11,041,431 shares -8.8%
Entity Public Float $3,191,900,000 USD -1.4%
Common Stock, Value, Issued $100,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 11,248,227 shares -8.4%
Weighted Average Number of Shares Outstanding, Diluted 11,472,729 shares -7.6%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $2,303,200,000 USD 10%
Selling and Marketing Expense $98,200,000 USD 5.4%
General and Administrative Expense $125,600,000 USD 22%
Costs and Expenses $1,702,900,000 USD -7.2%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $600,300,000 USD 136%
Income Tax Expense (Benefit) $146,500,000 USD 127%
Net Income (Loss) Attributable to Parent $453,800,000 USD 139%
Earnings Per Share, Basic 38 USD/shares 155%
Earnings Per Share, Diluted 37 USD/shares 154%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $15,900,000 USD -90%
Property, Plant and Equipment, Net $12,900,000 USD -15%
Assets $8,640,600,000 USD -0.49%
Deferred Income Tax Liabilities, Net $298,200,000 USD -30%
Liabilities $7,062,000,000 USD 0.36%
Accumulated Other Comprehensive Income (Loss), Net of Tax $1,100,000 USD 22%
Retained Earnings (Accumulated Deficit) $1,185,300,000 USD -10%
Stockholders' Equity Attributable to Parent $1,578,600,000 USD -4.1%
Liabilities and Equity $8,640,600,000 USD -0.49%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $346,200,000 USD 12%
Net Cash Provided by (Used in) Financing Activities $221,000,000 USD -40%
Net Cash Provided by (Used in) Investing Activities $291,600,000 USD 50%
Common Stock, Shares Authorized 80,000,000 shares 0%
Common Stock, Shares, Issued 11,041,431 shares -8.8%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $275,600,000 USD 185%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $498,800,000 USD -30%
Interest Paid, Excluding Capitalized Interest, Operating Activities $99,500,000 USD 28%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross $886,500,000 USD 13%
Depreciation $1,200,000 USD -45%
Payments to Acquire Property, Plant, and Equipment $300,000 USD 0%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $454,000,000 USD 135%
Lessee, Operating Lease, Liability, to be Paid $1,700,000 USD -43%
Property, Plant and Equipment, Gross $66,600,000 USD -42%
Lessee, Operating Lease, Liability, to be Paid, Year Two $600,000 USD -33%
Lessee, Operating Lease, Liability, to be Paid, Year One $1,000,000 USD -33%
Deferred Income Tax Expense (Benefit) $1,600,000 USD -95%
Lessee, Operating Lease, Liability, to be Paid, Year Three $100,000 USD -83%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1,000,000 shares 0%
Unrecognized Tax Benefits $73,000,000 USD 20%
Lessee, Operating Lease, Liability, to be Paid, Year Four $0 USD
Interest Expense $460,400,000 USD 19%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%