Insider Transactions Reported by 22 Insiders of CITIZENS, INC.

Symbol: CIA on NYSE
Location: Austin, TX

Quick Takeaways

CIA - CITIZENS, INC. has 22 insiders with reported activity on this page.
Net insider value flow over the last year: +$488,171.
Recent transaction rows are available for direct filing-level review.

What Changed

Buy value: $488,171; sell value: $0.
Net share flow: +117,364.

Why This Matters

This page gives a plain-language issuer insider context before you inspect transaction-level evidence.
Use the filing links below to verify timestamps, codes, and ownership impacts directly from SEC forms.

Source Evidence

Filed on Form 4

Issuer insider activity is sourced from SEC Forms 3, 4, and 5.

See Original Filing

Insider trading overview

Last 12 months

Net insider flow leans to buying over the last 12 months. Net value: +$488,171.

Buys

$488,171

Shares: 117,364

Insiders: 3

Sells

Shares: 0

Insiders: 0

Net

+$488,171

Shares: +117,364

Insiders: 3

Window (months)	Buy shares	Buy $	Sell $	Net $
0-3	60,100	$283,528	$0	+$283,528
3-6	0	$0	$0	$0
6-9	0	$0	$0	$0
9-12	57,264	$204,643	$0	+$204,643

CITIZENS, INC. executives and other stock owners filed with the SEC include:

Name	Relationship	Holdings Value	Past Year Net Change	Change %	Valuation	Report Date
Jon Stenberg	President & CEO, Director	$2,372,680	+$478,750	+25%	Mixed	31 Mar 2026
Gerald Shields	Director	$2,134,941			Mixed	31 Mar 2025
Jeffery P. Conklin	CFO & Treasurer	$1,338,259			Mixed	31 Mar 2026
Robert M. Mauldin III	VP, Chief Marketing Officer	$923,471			Mixed	28 Mar 2025
Sheryl L. Kinlaw	Chief Legal Officer	$654,445	+$8,968	+1.4%	Mixed	31 Mar 2026
Harvey J. Waite	Chief Actuary	$480,125			Mixed	28 Nov 2025
Jerry Davis	Director	$418,603			Mixed	31 Dec 2025
James Keith Morgan	Director	$377,932			Mixed	17 Jun 2025
Christopher W. Claus	Director	$299,493			Mixed	17 Jun 2025
Mary Taylor	Director	$289,887			Mixed	31 Dec 2025
Cynthia H. Davis	Director	$271,353	+$453	+0.17%	Mixed	30 Jan 2026
Terry Sam Maness	Director	$212,267			Mixed	17 Jun 2025
Robert B. Sloan Jr.	Director	$173,866			Mixed	03 Feb 2023
Bryon Matthew Lewis	Chief Operations Officer	$132,960			Mixed	31 Mar 2026
James A. Eliasberg	Former VP, Chief Legal Officer	$130,490			Mixed	07 May 2021
Frank A. Keating	Director	$125,969			Mixed	31 May 2024
Paula L. Guerrero	Chief Information Officer	$113,066			Mixed	31 Mar 2026
Seth Alan Hoxworth	Chief Actuary	$25,848			Mixed	31 Mar 2026
Errol Dean Gage	Director	$23,334			Mixed	02 Jun 2022
Constance K. Weaver	Director	$12,763			Mixed	01 Jun 2021
Peter M. Carlson	Director	$0			Mixed	17 Jun 2025
Michael Philip Harwood	Director	$0			Mixed	06 Nov 2025

Top shareholders of CITIZENS, INC. (13F + 13D/G + 3/4/5)

Grouped by holder across the latest SEC ownership disclosures. Ownership % is shown only when it is directly reported or safely comparable across share classes.

Methodology: rows are grouped by holder and ranked by the holder's primary source value. — indicates unavailable or non-comparable values; "mixed-class rows" means the latest filing spans non-comparable classes.

Holder	Source	Role / Reporting	Ownership %	Shares	Holdings Value	12M Net Δ	As of	Details
BlackRock, Inc.	13F 13D/G	Company	5.8% from 13D/G	3,300,408	$15,940,970	—	31 Dec 2025	13F 13D/G
CONTINENTAL GENERAL INSURANCE CO	13D/G 13F	Company	5%	2,538,719	$14,445,311	$0	18 Mar 2026	13D/G 13F
VANGUARD GROUP INC	13F	Company	4.9%	2,501,141	$12,080,511	—	31 Dec 2025	13F
GEODE CAPITAL MANAGEMENT, LLC	13F	Company	2%	1,030,633	$4,979,088	—	31 Dec 2025	13F
UBS Group AG	13F	Company	1.5%	768,187	$3,710,343	—	31 Dec 2025	13F
STATE STREET CORP	13F	Company	1.2%	617,732	$2,983,646	—	31 Dec 2025	13F
First Eagle Investment Management, LLC	13F	Company	1.2%	587,750	$2,838,833	—	31 Dec 2025	13F
Jon Stenberg	3/4/5	President & CEO, Director	— mixed-class rows	490,616 mixed-class rows	$2,372,680	+$478,750	31 Mar 2026	3/4/5
BRIDGEWAY CAPITAL MANAGEMENT, LLC	13F	Company	0.93%	473,232	$2,285,711	—	31 Dec 2025	13F
Gerald Shields	3/4/5	Director	— class O/S missing	580,414	$2,134,941	—	31 Mar 2025	3/4/5
NORTHERN TRUST CORP	13F	Company	0.63%	318,428	$1,538,007	—	31 Dec 2025	13F
Jeffery P. Conklin	3/4/5	CFO & Treasurer	— mixed-class rows	353,333 mixed-class rows	$1,338,259	—	31 Mar 2026	3/4/5
DIMENSIONAL FUND ADVISORS LP	13F	Company	0.53%	271,276	$1,310,264	—	31 Dec 2025	13F
BARCLAYS PLC	13F	Company	0.43%	215,908	$1,042,835	—	31 Dec 2025	13F
Robert M. Mauldin III	3/4/5	VP, Chief Marketing Officer	— mixed-class rows	253,907 mixed-class rows	$923,471	—	28 Mar 2025	3/4/5
RENAISSANCE TECHNOLOGIES LLC	13F	Company	0.35%	175,594	$848,119	—	31 Dec 2025	13F
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	13F	Company	0.27%	137,874	$665,931	—	31 Dec 2025	13F
Sheryl L. Kinlaw	3/4/5	Chief Legal Officer	— mixed-class rows	150,338 mixed-class rows	$654,445	+$8,968	31 Mar 2026	3/4/5
Bank of New York Mellon Corp	13F	Company	0.23%	115,681	$558,739	—	31 Dec 2025	13F
GOLDMAN SACHS GROUP INC	13F	Company	0.2%	99,592	$481,030	—	31 Dec 2025	13F
Harvey J. Waite	3/4/5	Chief Actuary	— mixed-class rows	93,702 mixed-class rows	$480,125	—	28 Nov 2025	3/4/5
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP	13F	Company	0.18%	89,099	$430,348	—	31 Dec 2025	13F
Jerry Davis	3/4/5	Director	0.14%	73,165 mixed-class rows	$418,603	—	31 Dec 2025	3/4/5
James Keith Morgan	3/4/5	Director	0.19%	94,182 mixed-class rows	$377,932	—	17 Jun 2025	3/4/5
PRICE T ROWE ASSOCIATES INC /MD/	13F	Company	0.14%	70,353	$340,000	—	31 Dec 2025	13F
Christopher W. Claus	3/4/5	Director	0.14%	72,393 mixed-class rows	$299,493	—	17 Jun 2025	3/4/5
Nuveen, LLC	13F	Company	0.12%	61,184	$295,519	—	31 Dec 2025	13F
GSA CAPITAL PARTNERS LLP	13F	Company	0.12%	61,056	$295,000	—	31 Dec 2025	13F
Mary Taylor	3/4/5	Director	0.1%	48,364 mixed-class rows	$289,887	—	31 Dec 2025	3/4/5
MORGAN STANLEY	13F	Company	0.11%	58,360	$281,879	—	31 Dec 2025	13F
Cynthia H. Davis	3/4/5	Director	0.09%	46,228 mixed-class rows	$271,353	+$453	30 Jan 2026	3/4/5
HighTower Advisors, LLC	13F	Company	0.1%	52,000	$251,160	—	31 Dec 2025	13F
WELLS FARGO & COMPANY/MN	13F	Company	0.1%	50,703	$244,895	—	31 Dec 2025	13F
Terry Sam Maness	3/4/5	Director	0.09%	48,164 mixed-class rows	$212,267	—	17 Jun 2025	3/4/5
Metis Global Partners, LLC	13F	Company	0.08%	41,923	$202,488	—	31 Dec 2025	13F
DEUTSCHE BANK AG\	13F	Company	0.08%	40,968	$197,875	—	31 Dec 2025	13F
Invesco Ltd.	13F	Company	0.08%	39,301	$189,825	—	31 Dec 2025	13F
BANK OF AMERICA CORP /DE/	13F	Company	0.07%	36,659	$177,063	—	31 Dec 2025	13F
Robert B. Sloan Jr.	3/4/5	Director	— class O/S missing	62,542	$173,866	—	03 Feb 2023	3/4/5
JPMORGAN CHASE & CO	13F	Company	0.07%	34,551	$166,882	—	31 Dec 2025	13F
RHUMBLINE ADVISERS	13F	Company	0.07%	34,144	$164,910	—	31 Dec 2025	13F
Bryon Matthew Lewis	3/4/5	Chief Operations Officer	— mixed-class rows	27,442 mixed-class rows	$132,960	—	31 Mar 2026	3/4/5
James A. Eliasberg	3/4/5	Former VP, Chief Legal Officer	— class O/S missing	46,939	$130,490	—	07 May 2021	3/4/5
Frank A. Keating	3/4/5	Director	— class O/S missing	42,130	$125,969	—	31 May 2024	3/4/5
Marietta Wealth Management, LLC	13F	Company	0.05%	23,794	$114,925	—	31 Dec 2025	13F
Paula L. Guerrero	3/4/5	Chief Information Officer	— mixed-class rows	23,323 mixed-class rows	$113,066	—	31 Mar 2026	3/4/5
MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.	13F	Company	0.04%	21,004	$101,449	—	31 Dec 2025	13F
INTECH INVESTMENT MANAGEMENT LLC	13F	Company	0.04%	20,554	$99,276	—	31 Dec 2025	13F
MetLife Investment Management, LLC	13F	Company	0.04%	17,798	$85,964	—	31 Dec 2025	13F
Brandywine Global Investment Management, LLC	13F	Company	0.03%	17,480	$84,428	—	31 Dec 2025	13F

Recent Insider Transactions by Companies or Individuals for CITIZENS, INC.

Showing up to 300 most recent insider transactions from the last 12 months.

Insider	Symbol	Class	Transaction	%	Value $	* Price $	Shares	Shares Owned	Date	Ownership
Cynthia H. Davis	CIA	Citizens, Inc. Class A Common Stock	Small acquisition under Rule 16a-6	0.12%			55.08	46,128	07 Apr 2026	Direct
Jon Stenberg	CIA	Citizens, Inc. Class A Common Stock	Tax liability	-1%			-3,211	317,574	31 Mar 2026	Direct
Jon Stenberg	CIA	Citizens, Inc. Class A Common Stock	Options Exercise	4.29%			13,186	320,785	31 Mar 2026	Direct
Jon Stenberg	CIA	Restricted Stock Units	Award				42,942	42,942	31 Mar 2026	Direct
Jon Stenberg	CIA	Restricted Stock Units	Options Exercise	-33.3%			-13,186	26,374	31 Mar 2026	Direct
Jeffery P. Conklin	CIA	Citizens, Inc. Class A Common Stock	Tax liability	-1.92%			-3,782	192,773	31 Mar 2026	Direct
Jeffery P. Conklin	CIA	Citizens, Inc. Class A Common Stock	Options Exercise	8.31%			15,528	202,441	31 Mar 2026	Direct
Jeffery P. Conklin	CIA	Restricted Stock Units	Award				15,904	15,904	31 Mar 2026	Direct
Jeffery P. Conklin	CIA	Restricted Stock Units	Options Exercise	-100%			-15,528	0	31 Mar 2026	Direct
Bryon Matthew Lewis	CIA	Citizens, Inc. Class A Common Stock	Tax liability	-2.35%			-516	21,478	31 Mar 2026	Direct
Bryon Matthew Lewis	CIA	Citizens, Inc. Class A Common Stock	Options Exercise	11.1%			2,197	21,994	31 Mar 2026	Direct
Bryon Matthew Lewis	CIA	Restricted Stock Units	Award				5,964	5,964	31 Mar 2026	Direct
Bryon Matthew Lewis	CIA	Restricted Stock Units	Options Exercise	-33.3%			-2,197	4,396	31 Mar 2026	Direct
Seth Alan Hoxworth	CIA	Restricted Stock Units	Award				10,536	5,964	31 Mar 2026	Direct
Sheryl L. Kinlaw	CIA	Citizens, Inc. Class A Common Stock	Tax liability	-3.46%			-3,328	92,893	31 Mar 2026	Direct
Sheryl L. Kinlaw	CIA	Citizens, Inc. Class A Common Stock	Options Exercise	15.6%			13,664	101,429	31 Mar 2026	Direct
Sheryl L. Kinlaw	CIA	Restricted Stock Units	Award				13,916	13,916	31 Mar 2026	Direct
Sheryl L. Kinlaw	CIA	Restricted Stock Units	Options Exercise	-100%			-13,664	0	31 Mar 2026	Direct
Paula L. Guerrero	CIA	Citizens, Inc. Class A Common Stock	Tax liability	-8.2%			-1,439	16,108	31 Mar 2026	Direct
Paula L. Guerrero	CIA	Citizens, Inc. Class A Common Stock	Options Exercise	29.6%			4,120	18,031	31 Mar 2026	Direct
Paula L. Guerrero	CIA	Restricted Stock Units	Award				5,964	5,964	31 Mar 2026	Direct
Paula L. Guerrero	CIA	Restricted Stock Units	Options Exercise	-51.7%			-4,120	3,846	31 Mar 2026	Direct
Jon Stenberg	CIA	Citizens, Inc. Class A Common Stock	Purchase	19.4%	$235,000	$4.70	50,000	307,599	30 Mar 2026	Direct
Paula L. Guerrero	CIA	Citizens, Inc. Class A Common Stock	Tax liability	-6.77%			-1,066	14,678	28 Mar 2026	Direct
Paula L. Guerrero	CIA	Citizens, Inc. Class A Common Stock	Options Exercise	23.9%			3,034	15,744	28 Mar 2026	Direct
Paula L. Guerrero	CIA	Restricted Stock Units	Options Exercise	-50%			-3,034	3,035	28 Mar 2026	Direct
Bryon Matthew Lewis	CIA	Citizens, Inc. Class A Common Stock	Tax liability	-11.5%			-2,143	16,503	28 Mar 2026	Direct
Bryon Matthew Lewis	CIA	Citizens, Inc. Class A Common Stock	Options Exercise	52.2%			7,260	21,176	28 Mar 2026	Direct
Bryon Matthew Lewis	CIA	Restricted Stock Units	Options Exercise	-73.7%			-7,260	2,589	28 Mar 2026	Direct
Jeffery P. Conklin	CIA	Citizens, Inc. Class A Common Stock	Tax liability	-3.29%			-6,077	178,914	28 Mar 2026	Direct
Jeffery P. Conklin	CIA	Citizens, Inc. Class A Common Stock	Options Exercise	15%			24,950	191,375	28 Mar 2026	Direct
Jeffery P. Conklin	CIA	Restricted Stock Units	Options Exercise	-66.7%			-24,950	12,461	28 Mar 2026	Direct
Sheryl L. Kinlaw	CIA	Citizens, Inc. Class A Common Stock	Tax liability	-7.29%			-6,350	80,766	28 Mar 2026	Direct
Sheryl L. Kinlaw	CIA	Citizens, Inc. Class A Common Stock	Options Exercise	39.8%			26,075	91,669	28 Mar 2026	Direct
Sheryl L. Kinlaw	CIA	Restricted Stock Units	Options Exercise	-70.5%			-26,075	10,904	28 Mar 2026	Direct
Jon Stenberg	CIA	Citizens, Inc. Class A Common Stock	Tax liability	-1.88%			-4,946	257,599	28 Mar 2026	Direct
Jon Stenberg	CIA	Citizens, Inc. Class A Common Stock	Options Exercise	8.38%			20,310	262,545	28 Mar 2026	Direct
Jon Stenberg	CIA	Restricted Stock Units	Options Exercise	-50%			-20,310	20,309	28 Mar 2026	Direct
Cynthia H. Davis	CIA	Citizens, Inc. Class A Common Stock	Purchase		$452	$4.52	100	100	25 Mar 2026	Spouse
Jon Stenberg	CIA	Citizens, Inc. Class A Common Stock	Tax liability	-4.7%			-11,944	242,235	18 Mar 2026	Direct
Jon Stenberg	CIA	Citizens, Inc. Class A Common Stock	Options Exercise	21.7%			45,249	254,179	18 Mar 2026	Direct
Jon Stenberg	CIA	Restricted Stock Units	Options Exercise	-50%			-45,249	45,249	18 Mar 2026	Direct
Jon Stenberg	CIA	Citizens, Inc. Class A Common Stock	Purchase	5.03%	$48,075	$4.81	10,000	208,930	17 Mar 2026	Direct
Cynthia H. Davis	CIA	Citizens, Inc. Class A Common Stock	Small acquisition under Rule 16a-6	0.12%			53.26	46,073	27 Feb 2026	Direct
Paula L. Guerrero	CIA	Citizens, Inc. Class A Common Stock	Small acquisition under Rule 16a-6	1.42%			178	12,710	27 Feb 2026	Direct
Cynthia H. Davis	CIA	Citizens, Inc. Class A Common Stock	Small acquisition under Rule 16a-6	0.12%			53.22	46,020	30 Jan 2026	Direct
Paula L. Guerrero	CIA	Citizens, Inc. Class A Common Stock	Small acquisition under Rule 16a-6	1.44%			177	12,532	30 Jan 2026	Direct
Mary Taylor	CIA	Citizens, Inc. Class A Common Stock	Small acquisition under Rule 16a-6	0.2%			95.78	48,364	26 Dec 2025	Direct
Cynthia H. Davis	CIA	Citizens, Inc. Class A Common Stock	Small acquisition under Rule 16a-6	0.13%			57.47	45,967	26 Dec 2025	Direct
Jerry Davis	CIA	Citizens, Inc. Class A Common Stock	Small acquisition under Rule 16a-6	0.53%			383	73,165	26 Dec 2025	Direct

* An asterisk sign (*) next to the price indicates that the price is likely invalid.