Chad M. Smith - Dec 1, 2025 Form 4 Insider Report for Better Home & Finance Holding Co (BETR)

Role
Pres & COO, Better Mortgage
Signature
/s/ Andrew Holt, Attorney-in-Fact
Stock symbol
BETR
Transactions as of
Dec 1, 2025
Transactions value $
-$110,770
Form type
4
Date filed
12/3/2025, 08:55 PM
Previous filing
Nov 10, 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Smith Chad M. Pres & COO, Better Mortgage C/O BETTER HOME & FINANCE HOLDING CO, 1 WORLD TRADE CENTER, 80TH FLOOR SUITE A, NEW YORK /s/ Andrew Holt, Attorney-in-Fact 2025-12-03 0002022869

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction BETR Class A Common Stock Options Exercise $0 +4.83K $0.00 4.83K Dec 1, 2025 Direct F1
transaction BETR Class A Common Stock Tax liability -$111K -2.46K -50.8% $45.12 2.38K Dec 1, 2025 Direct
holding BETR Class A Common Stock 33.6K Dec 1, 2025 By Trust

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction BETR Restricted Stock Units (Class A) Options Exercise $0 -4.83K -20% $0.00 19.3K Dec 1, 2025 Class A Common Stock 4.83K Direct F2, F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect (i) a transfer of 7,218 shares previously reported as directly held by the reporting person to the reporting person's Trust on September 16, 2025, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13, and (ii) a correction of the amount previously reported which was overstated by 3,000 shares, due to an administrative error.
F2 Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.
F3 The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.