Chad M. Smith - 06 Nov 2025 Form 4 Insider Report for Better Home & Finance Holding Co (BETR)

Role
Pres & COO, Better Mortgage
Signature
/s/ Andrew Holt, Attorney-in-Fact
Issuer symbol
BETR
Transactions as of
06 Nov 2025
Net transactions value
-$153,813
Form type
4
Filing time
10 Nov 2025, 21:19:25 UTC
Previous filing
04 Nov 2025
Next filing
03 Dec 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Smith Chad M. Pres & COO, Better Mortgage C/O BETTER HOME & FINANCE HOLDING CO, 1 WORLD TRADE CENTER, 80TH FLOOR SUITE A, NEW YORK /s/ Andrew Holt, Attorney-in-Fact 10 Nov 2025 0002022869

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction BETR Class A Common Stock Options Exercise $0 +5,000 +64% $0.000000 12,757 06 Nov 2025 Direct
transaction BETR Class A Common Stock Tax liability $153,813 -2,539 -20% $60.58 10,218 06 Nov 2025 Direct
holding BETR Class A Common Stock 26,372 06 Nov 2025 By Trust

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction BETR Restricted Stock Units (Class A) Options Exercise $0 -5,000 -9.1% $0.000000 50,000 06 Nov 2025 Class A Common Stock 5,000 Direct F1, F2
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
F2 The RSUs were granted on May 8, 2024. 25% of the RSUs will vest, subject to the Reporting Person's continued employment, on the 12-month anniversary of the grant date, and the remaining balance of the RSUs will vest in equal quarterly installments over the following 36 months, subject to the Reporting Person's continued employment on each such scheduled vesting date.