Chad M. Smith - 12 Dec 2025 Form 4 Insider Report for Better Home & Finance Holding Co (BETR)

Role
Pres & COO, Better Mortgage
Signature
/s/ Andrew Holt, Attorney-in-Fact
Issuer symbol
BETR
Transactions as of
12 Dec 2025
Net transactions value
-$356,236
Form type
4
Filing time
15 Dec 2025, 17:25:22 UTC
Previous filing
03 Dec 2025
Next filing
05 Jan 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Smith Chad M. Pres & COO, Better Mortgage C/O BETTER HOME & FINANCE HOLDING CO, 1 WORLD TRADE CENTER, 80TH FLOOR SUITE A, NEW YORK /s/ Andrew Holt, Attorney-in-Fact 15 Dec 2025 0002022869

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction BETR Class A Common Stock Sale $113,359 -2,378 -6.6% $47.67 33,590 12 Dec 2025 By Trust F1
transaction BETR Class A Common Stock Sale $217,408 -5,390 -16% $40.34 28,200 15 Dec 2025 By Trust F2
transaction BETR Class A Common Stock Sale $25,469 -610 -2.2% $41.75 27,590 15 Dec 2025 By Trust F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.

Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Explanation of Responses:

Id Content
F1 The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 2,378 shares previously reported as directly held by the reporting person to the reporting person's Trust on December 5, 2025, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.
F2 The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $40.32 to $41.00 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.
F3 The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $41.5 to $41.79 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range