Tracy Ellen Watkins - 09 Jan 2026 Form 4 Insider Report for CITIZENS & NORTHERN CORP (CZNC)

Role
EXEC. VP
Signature
/s/ Melinda S Kilburn for Tracy E Watkins, 3/18/25, Attorney-in-Fact
Issuer symbol
CZNC
Transactions as of
09 Jan 2026
Net transactions value
+$49,881
Form type
4
Filing time
03 Feb 2026, 15:57:00 UTC
Previous filing
26 Nov 2025
Next filing
27 Feb 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Watkins Tracy Ellen EXEC. VP 1972 NORTH WILLIAMSON ROAD, COVINGTON /s/ Melinda S Kilburn for Tracy E Watkins, 3/18/25, Attorney-in-Fact 03 Feb 2026 0001727004

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CZNC Common Stock Other $5,266 +256 +4% $20.57 6,578 09 Jan 2026 by ESOP F1
transaction CZNC Common Stock Award $52,257 +2,390 +26% $21.86 11,623 30 Jan 2026 Direct F2
transaction CZNC Common Stock Disposed to Issuer $0 -107 -0.92% $0.000000 11,516 30 Jan 2026 Direct F3
transaction CZNC Common Stock Tax liability $7,642 -341 -3% $22.41 11,175 30 Jan 2026 Direct F4
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Exempt acquisition via year end contribution to ESOP.
F2 Award of Restricted Stock.
F3 Forfeiture of restricted shares granted 1/31/2023 that were eligible to vest in January 2026, based on the Corporation's attainment of an earnings-based performance standard.
F4 Payment of exercise price or tax liability by delivering or withholding securities incident to the receipt, exercise or vesting of a security issued in accordance with Rule 16b-3.