Tracy Ellen Watkins - 13 Feb 2026 Form 4/A - Amendment Insider Report for CITIZENS & NORTHERN CORP (CZNC)

Role: EXEC. VP
Signature: /s/ Melinda S Kilburn for Tracy E Watkins, 3/18/25, Attorney-in-Fact
Issuer symbol: CZNC
Transactions as of: 13 Feb 2026
Net transactions value: +$1,160
Form type: 4/A - Amendment
Filing time: 27 Feb 2026, 15:31:42 UTC
Date Of Original Report: 24 Feb 2026
Previous filing: 03 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Watkins Tracy Ellen	EXEC. VP	1972 NORTH WILLIAMSON ROAD, COVINGTON	/s/ Melinda S Kilburn for Tracy E Watkins, 3/18/25, Attorney-in-Fact	27 Feb 2026	0001727004

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CZNC	Common Stock	Other	$1,958	+83	+0.74%	$23.59	11,258	13 Feb 2026	Direct	F1, F2
transaction	CZNC	Common Stock	Other	$1,830	+77	+1.2%	$23.76	6,655	18 Feb 2026	by ESOP	F1, F2
transaction	CZNC	Common Stock	Tax liability	$2,627	-111	-0.99%	$23.67	11,147	20 Feb 2026	Direct	F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan.
F2	This Form 4/A is being filed solely to confirm that this transaction is being reported voluntarily. There have been no other changes to the original Form 4 filing.
F3	Payment of exercise price or tax liability by delivering or withholding securities incident to the receipt, exercise or vesting of a security issued in accordance with Rule 16b-3.