Tracy Ellen Watkins - 14 Nov 2025 Form 4 Insider Report for CITIZENS & NORTHERN CORP (CZNC)

Role
EXEC. VP
Signature
/s/ Melinda S Kilburn for Tracy E Watkins, 3/18/25, Attorney-in-Fact
Issuer symbol
CZNC
Transactions as of
14 Nov 2025
Net transactions value
+$3,499
Form type
4
Filing time
26 Nov 2025, 14:51:10 UTC
Previous filing
25 Aug 2025
Next filing
03 Feb 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Watkins Tracy Ellen EXEC. VP 1972 NORTH WILLIAMSON ROAD, COVINGTON /s/ Melinda S Kilburn for Tracy E Watkins, 3/18/25, Attorney-in-Fact 26 Nov 2025 0001727004

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CZNC Common Stock Other $1,747 +90 +0.98% $19.42 9,233 14 Nov 2025 Direct F1
transaction CZNC Common Stock Other $1,751 +90 +1.4% $19.46 6,322 19 Nov 2025 by ESOP F2
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan.
F2 Exempt acquisition in ESOP via dividend reinvestment under D/R plan.