Joan Aristei - 10 Mar 2022 Form 4 Insider Report for Oportun Financial Corp (OPRT)

Role: GC & Chief Risk Officer
Signature: /s/ Kathleen Layton (Attorney-in-Fact)
Issuer symbol: OPRT
Transactions as of: 10 Mar 2022
Net transactions value: -$32,752
Form type: 4
Filing time: 14 Mar 2022, 18:29:23 UTC
Previous filing: 07 Mar 2022
Next filing: 29 Mar 2022
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	OPRT	Common Stock	Options Exercise		+4,934	+7.1%		74,029	10 Mar 2022	Direct	F1
transaction	OPRT	Common Stock	Tax liability	$22,635	-1,707	-2.3%	$13.26	72,322	10 Mar 2022	Direct	F2
transaction	OPRT	Common Stock	Tax liability	$10,117	-763	-1.1%	$13.26	71,559	10 Mar 2022	Direct	F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	OPRT	Restricted Stock Units	Options Exercise	$0	-4,934	-33%	$0.000000	9,869	10 Mar 2022	Common Stock	4,934		Direct	F1, F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit represents the right to receive at settlement, one share of common stock.
F2	No shares were sold - these shares were withheld by the Issuer to satisfy tax obligations in connection with the vesting of previously reported restricted stock units.
F3	1/4 of the restricted stock units vested on March 10, 2021 and 1/4 of the restricted stock units vest annually over three years, subject to the continued service of the Reporting Person on each vesting date.