JONATHAN AARON COBLENTZ - 10 Mar 2022 Form 4 Insider Report for Oportun Financial Corp (OPRT)

Role: CFO & Chief Admin Officer
Signature: /s/ Kathleen Layton (Attorney-in-Fact)
Issuer symbol: OPRT
Transactions as of: 10 Mar 2022
Net transactions value: -$52,390
Form type: 4
Filing time: 14 Mar 2022, 17:52:27 UTC
Previous filing: 10 Mar 2022
Next filing: 29 Mar 2022
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	OPRT	Common Stock	Options Exercise		+7,895	+7.2%		117,005	10 Mar 2022	Direct	F1
transaction	OPRT	Common Stock	Tax liability	$36,213	-2,731	-2.3%	$13.26	114,274	10 Mar 2022	Direct	F2
transaction	OPRT	Common Stock	Tax liability	$16,177	-1,220	-1.1%	$13.26	113,054	10 Mar 2022	Direct	F2
holding	OPRT	Common Stock						149,423	10 Mar 2022	See footnote.	F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	OPRT	Restricted Stock Units	Options Exercise	$0	-7,895	-33%	$0.000000	15,790	10 Mar 2022	Common Stock	7,895		Direct	F1, F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit represents the right to receive at settlement, one share of common stock.
F2	No shares were sold - these shares were withheld by the Issuer to satisfy tax obligations in connection with the vesting of previously reported restricted stock units.
F3	These shares are held in the Jonathan A. Coblentz Revocable Trust U/A/D 3/31/2017 for which the Reporting Person is the Trustee.
F4	1/4 of the restricted stock units vested on March 10, 2021 and 1/4 of the restricted stock units vest annually over three years, subject to the continued service of the Reporting Person on each vesting date.