Stephen S. Romaine - 31 Dec 2025 Form 5 Insider Report for TOMPKINS FINANCIAL CORP (TMP)

Role: President & CEO, Director
Signature: /s/ Stephen S. Romaine
Issuer symbol: TMP
Transactions as of: 31 Dec 2025
Net transactions value: $0
Form type: 5
Filing time: 13 Feb 2026, 10:12:43 UTC
Previous filing: 14 Nov 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
ROMAINE STEPHEN S	President & CEO, Director	TOMPKINS FINANCIAL CORPORATION, P.O. BOX 460, ITHACA	/s/ Stephen S. Romaine	11 Feb 2026	0001201525

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
holding	TMP	Common Stock						68,372	31 Dec 2025	Direct
holding	TMP	Common Stock						11,371	31 Dec 2025	by 401(k)/ISOP
holding	TMP	Common Stock						6,057	31 Dec 2025	by ESOP
holding	TMP	Common Stock						452	31 Dec 2025	By Spouse	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The reporting person disclaims beneficial ownership of these securities, and this report shall not be deem an admission that the reporting person is the beneficial owner of the securities for purposes of Section 16 or for any other purpose.