| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Beaird Robert Brian | Chief Human Resource Officer | 1010 GRAND BLVD., KANSAS CITY | /s/ Jason D. Bartel, attorney-in-fact for Mr. Beaird | 02 Jan 2026 | 0001793099 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | UMBF | Common Stock | Tax liability | $59,706 | -519 | -5.1% | $115.04 | 9,628 | 31 Dec 2025 | Direct | |
| holding | UMBF | Common Stock | 216 | 31 Dec 2025 | By ESOP |