| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Beaird Robert Brian | Chief Human Resource Officer | 1010 GRAND BLVD., KANSAS CITY | /s/ Jason D. Bartel, attorney-in-fact for Mr. Beaird | 10 Feb 2026 | 0001793099 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | UMBF | Common Stock | Tax liability | $22,297 | -166 | -1.7% | $134.32 | 9,462 | 07 Feb 2026 | Direct | F1 |
| transaction | UMBF | Common Stock | Award | $0 | +1,383 | +15% | $0.000000 | 10,850 | 09 Feb 2026 | Direct | F2 |
| holding | UMBF | Common Stock | 216 | 07 Feb 2026 | By ESOP |
| Id | Content |
|---|---|
| F1 | Reflects dividends earned upon vesting of the underlying restricted stock unit. |
| F2 | These restricted share units vested 33% on February 9, 2027 and 33% on February 9, 2028. 34% of these restricted share units will vest on February 9, 2029. |