Robert Brian Beaird - 13 Aug 2025 Form 4 Insider Report for UMB FINANCIAL CORP (UMBF)

Role: Chief Human Resource Officer
Signature: /s/ Megan L. Mercer, attorney-in-fact for Mr. Beaird
Issuer symbol: UMBF
Transactions as of: 13 Aug 2025
Net transactions value: -$139,985
Form type: 4
Filing time: 14 Aug 2025, 16:47:31 UTC
Previous filing: 31 Jul 2025
Next filing: 02 Jan 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Beaird Robert Brian	Chief Human Resource Officer	1010 GRAND BLVD., KANSAS CITY	/s/ Megan L. Mercer, attorney-in-fact for Mr. Beaird	14 Aug 2025	0001793099

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	UMBF	Common Stock	Sale	$139,985	-1,205	-11%	$116.17	10,147	13 Aug 2025	Direct	F1
holding	UMBF	Common Stock						216	13 Aug 2025	By ESOP

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $116.17 to $116.20, inclusive. The reporting person undertakes to provide to the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, additional information regarding the number of shares sold at each separate price within the ranges set forth in footnotes (1) and (2) to this Form 4.

Content

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $116.17 to $116.20, inclusive. The reporting person undertakes to provide to the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, additional information regarding the number of shares sold at each separate price within the ranges set forth in footnotes (1) and (2) to this Form 4.