SEC ownership of Embassy Bancorp, Inc.

Top holders, 13D/G large-stake signals, insider positions, and transaction flow tied to CIK 0001449794.

Comparable stake leader

Fourthstone LLC

Disclosed value leader

David M. Lobach Jr.

Comparable rows

18/19

Latest evidence

22 Sep 2026

Top shareholders Insider holders Latest transactions
Public ticker
EMYB on OTC
Parsed ownership sources
13D/G, 3/4/5, and 13F
Source: Parsed SEC ownership filingsUse: Compare filing families carefully
Largest SEC-reported holder
Fourthstone LLC
Ranking: Comparable ownership first, then disclosed value
Ownership snapshot CIK-linked ownership evidence from parsed SEC filings. 3 signals
Comparable ownership rows
18 of 19
Meaning: Rows with safely comparable ownership %
Latest 13D/G holder
Fourthstone LLC
Source: Latest parsed Schedule 13D/G stake
Latest parsed ownership date
22 Sep 2026
Freshness: Most recent filing date in this holder set
Issuer Names, identifiers, and filing context for this profile. 2 identity fields
Issuer CIK
0001449794
Issuer location
Bethlehem, PA

Ownership snapshot

Top shareholders of Embassy Bancorp, Inc. (13F + 13D/G + 3/4/5)

Grouped by holder across the latest SEC ownership disclosures. Start with comparable ownership when available, then verify the linked 13F, 13D/G, or 3/4/5 evidence.

Comparable stake leader
Fourthstone LLC
Disclosed value leader
David M. Lobach Jr.
Comparable rows
18/19
Latest evidence
22 Sep 2026
13D/G 3/4/5 13F Lead comparable stake: 9% 1 rows are not safely comparable across share classes. 13D/G row: Fourthstone LLC Showing 1-8 of 19 holder rows.

Quick read

Fourthstone LLC leads the comparable SEC ownership view at 9%.

18 of 19 rows have a safely comparable ownership percentage. Use this as a filing-backed starting point, then open the detailed table for source links, reporting role, position value, share count, and filing date.

Open SEC evidence Opens Fourthstone LLC's linked filing trail.
Comparable ownership Top 5
Fourthstone LLC 9%
David M. Lobach Jr. 7.2%
Frank Banko III Under Power 7%
John C. Pittman Under Power 4.8%
Patti Gates Smith Under Power 3.2%

Ownership % is shown only when SEC disclosures are safely comparable across share classes.

Detailed SEC evidence table Showing 1-8 of 19 holder rows
Holder Evidence Ownership % Position 12M Net Δ As of
Fourthstone LLC
13D/G
13D/G
9%
$11,077,898
685,098 shares
 +$2,834,113 30 Jun 2025
David M. Lobach Jr.
3/4/5
Chairman, President and CEO, Director
3/4/5
7.2%
$11,873,328
553,133 shares
 +$162,938 18 Sep 2026
Frank Banko III Under Power
3/4/5
Director
3/4/5
7%
$9,831,359
537,527 shares
 — 10 Feb 2026
John C. Pittman Under Power
3/4/5
Director
3/4/5
4.8%
$6,559,785
364,433 shares
 — 10 Feb 2026
Patti Gates Smith Under Power
3/4/5
Director
3/4/5
3.2%
$4,427,492
245,972 shares
 -$53,190 10 Feb 2026
Bernard M. Lesavoy Under Power
3/4/5
Director
3/4/5
2.8%
$4,596,011
211,992 shares
 +$83,026 26 Aug 2026
Geoffrey F. Boyer Under Power
3/4/5
Director
3/4/5
1.4%
$2,308,839
107,538 shares
 -$47,965 22 Sep 2026
Judith A. Hunsicker Under Power
3/4/5
FEO, COO
3/4/5
1.2%
$2,040,891
95,077 shares
 — 18 Sep 2026
How to read this table

Rows are grouped by holder and ranked first by SEC-reported ownership % when it is safely comparable, then by disclosed holdings value. — indicates unavailable or non-comparable values; "mixed-class rows" means the latest filing spans non-comparable classes.

Forms 3/4/5 flow

Insider trading overview

Net insider flow leans to buying over the last 12 months. Net value: +$196,309.

Buys
$350,654
Insiders: 7
Sells
$154,345
Insiders: 3
Net
+$196,309
Shares: +9,672
Window
Last 12 months
4 rolling buckets
Buy value Sell value
Shares: 17,872 Shares: 8,200
Window (months) Buy shares Sell shares Buy value Sell value Net value
0-3 3,546 2,200 $79,124 $47,965 +$31,159
3-6 3,206 0 $68,353 $0 +$68,353
6-9 3,000 0 $59,102 $0 +$59,102
9-12 8,120 6,000 $144,074 $106,380 +$37,694

Reporting owners

Insider holders from Forms 3/4/5

Showing 1-16 of 16 reporting-owner rows connected to Embassy Bancorp, Inc.. Open a relationship link for the CIK-to-CIK filing trail.

Rows
16
Largest Forms 3/4/5 holder
David M. Lobach Jr.
Net 12M change
+$196,309
Latest report
22 Sep 2026
Name Relationship Holdings Value Past Year Net Change Change % Valuation Report Date
David M. Lobach Jr. Chairman, President and CEO, Director $11,873,328 +$162,938 +1.4% Median 18 Sep 2026
Frank Banko III Under Power Director $9,831,359 Mixed 10 Feb 2026
John C. Pittman Under Power Director $6,559,785 Mixed 10 Feb 2026
Bernard M. Lesavoy Under Power Director $4,596,011 +$83,026 +1.8% Mixed 26 Aug 2026
Patti Gates Smith Under Power Director $4,427,492 -$53,190 -1.2% Mixed 10 Feb 2026
Geoffrey F. Boyer Under Power Director $2,308,839 -$47,965 -2% Mixed 22 Sep 2026
Judith A. Hunsicker Under Power Feo, Coo $2,040,891 Median 18 Sep 2026
John T. Yurconic Under Power Director $1,315,259 +$46,185 +3.6% Filing P/S 15 Jun 2026
John G. Englesson Under Power Director $814,245 -$53,190 -6.1% Mixed 10 Feb 2026
James R. Bartholomew Under Power Sr. Executive Vice President $392,594 Mixed 30 Dec 2022
Diane M. Cunningham Under Power Sr. Executive Vice President $369,297 Mixed 15 Dec 2025
Lynne M. Neel Under Power Sr. Executive Vice President $258,499 +$12,827 +5.2% Filing P/S 15 Jun 2026
Michael B. Macy Under Power EVP, CLO Business Banking $170,986 +$39,180 +30% Filing P/S 15 Jun 2026
Jeffrey C. Skumin Under Power Evp, Cfo $68,909 +$5,505 +8.7% Filing P/S 15 Jun 2026
Jennifer Tropeano Under Power EVP, Consumer Lending $37,953 Mixed 15 Dec 2025
Brandi Stefanov Under Power EVP, Branch Administration $23,741 +$993 +4.4% Mixed 15 Dec 2025

Recent insider transactions for Embassy Bancorp, Inc.

Showing up to 300 recent insider transactions from the last 12 months.

Insider Symbol Class Transaction % SEC-reported value SEC-reported price Shares Shares owned Date Ownership
Geoffrey F. Boyer Under Power emyb Common Stock Sale -23.6% $23,820 $21.65 -1,100 3,553 23 Sep 2026 By Daughter
Geoffrey F. Boyer Under Power emyb Common Stock Sale -19.1% $24,145 $21.95 -1,100 4,653 22 Sep 2026 By Daughter
David M. Lobach Jr. emyb Common Stock Award 0.74% 2,784 377,821 18 Sep 2026 Direct
Judith A. Hunsicker Under Power emyb Common Stock Award 2.65% 1,931 74,686 18 Sep 2026 Direct
David M. Lobach Jr. emyb Common Stock Purchase 0.18% $2,230 $22.30 100 55,400 28 Aug 2026 By Spouse IRA
Bernard M. Lesavoy Under Power emyb Common Stock Purchase 3.52% $2,220 $22.20 100 2,939 26 Aug 2026 By Spouse IRA
Bernard M. Lesavoy Under Power emyb Common Stock Purchase 2.66% $30,013 $22.30 1,346 51,900 26 Aug 2026 By IRA
David M. Lobach Jr. emyb Common Stock Purchase 0.91% $11,195 $22.39 500 55,300 18 Aug 2026 By Spouse IRA
David M. Lobach Jr. emyb Common Stock Purchase 0.42% $11,195 $22.39 500 118,900 18 Aug 2026 By IRA
David M. Lobach Jr. emyb Common Stock Purchase 0.27% $22,270 $22.27 1,000 375,037 18 Aug 2026 Direct
Michael B. Macy Under Power emyb Common Stock Purchase 14.3% $21,450 $21.45 1,000 7,971 15 Jun 2026 Direct
Lynne M. Neel Under Power emyb Common Stock Purchase 2.99% $7,508 $21.45 350 12,051 15 Jun 2026 Direct
Jeffrey C. Skumin Under Power emyb Common Stock Purchase 1.58% $1,072 $21.45 50 3,213 15 Jun 2026 Direct
John T. Yurconic Under Power emyb Common Stock Purchase 0.82% $10,725 $21.45 500 61,317 15 Jun 2026 Direct
David M. Lobach Jr. emyb Common Stock Purchase 0.13% $10,725 $21.45 500 374,031 15 Jun 2026 Direct
Bernard M. Lesavoy Under Power emyb Common Stock Purchase 0.07% $2,145 $21.45 100 133,727 15 Jun 2026 Direct
David M. Lobach Jr. emyb Common Stock Purchase 0.13% $10,515 $21.03 500 373,531 08 Jun 2026 Direct
David M. Lobach Jr. emyb Common Stock Purchase 0.03% $2,061 $20.61 100 373,031 04 Jun 2026 Direct
David M. Lobach Jr. emyb Common Stock Purchase 0.03% $2,152 $20.30 106 372,931 18 May 2026 Direct
David M. Lobach Jr. emyb Common Stock Purchase 0.08% $1,958 $19.58 100 118,400 23 Mar 2026 By IRA
David M. Lobach Jr. emyb Common Stock Purchase 0.03% $1,965 $19.65 100 372,825 23 Mar 2026 Direct
David M. Lobach Jr. emyb Common Stock Purchase 0.18% $1,970 $19.70 100 54,800 19 Mar 2026 By Spouse IRA
David M. Lobach Jr. emyb Common Stock Purchase 0.17% $3,960 $19.80 200 118,300 19 Mar 2026 By IRA
David M. Lobach Jr. emyb Common Stock Purchase 0.2% $14,834 $19.78 750 372,725 19 Mar 2026 Direct
Bernard M. Lesavoy Under Power emyb Common Stock Purchase 1.33% $34,415 $19.67 1,750 133,627 19 Mar 2026 Direct
John T. Yurconic Under Power emyb Common Stock Award 6.34% 3,625 60,817 10 Feb 2026 Direct
Patti Gates Smith Under Power emyb Common Stock Award 0.74% 1,812 245,972 10 Feb 2026 Footnote
John C. Pittman Under Power emyb Common Stock Award 0.51% 1,812 355,444 10 Feb 2026 Direct
Frank Banko III Under Power emyb Common Stock Award 0.64% 3,346 524,828 10 Feb 2026 Direct
Bernard M. Lesavoy Under Power emyb Common Stock Award 1.39% 1,812 131,877 10 Feb 2026 Direct
John G. Englesson Under Power emyb Common Stock Award 6.13% 1,812 31,351 10 Feb 2026 Direct
Geoffrey F. Boyer Under Power emyb Common Stock Award 2.18% 1,812 84,821 10 Feb 2026 Direct
Judith A. Hunsicker Under Power EMYB Common Stock Tax liability -0.86% -615 70,794 29 Dec 2025 Direct
David M. Lobach Jr. EMYB Common Stock Award 0.93% 3,429 371,975 15 Dec 2025 Direct
Judith A. Hunsicker Under Power EMYB Common Stock Award 3.44% 2,378 71,409 15 Dec 2025 Direct
Diane M. Cunningham Under Power EMYB Common Stock Award 5.59% 838 15,837 15 Dec 2025 Direct
Lynne M. Neel Under Power EMYB Common Stock Award 7.82% 838 11,548 15 Dec 2025 Direct
Michael B. Macy Under Power EMYB Common Stock Award 7.42% 459 6,647 15 Dec 2025 Direct
Jennifer Tropeano Under Power EMYB Common Stock Award 18.3% 338 2,188 15 Dec 2025 Direct
Brandi Stefanov Under Power EMYB Common Stock Award 28.4% 303 1,368 15 Dec 2025 Direct
Jeffrey C. Skumin Under Power EMYB Common Stock Award 17% 442 3,048 15 Dec 2025 Direct
Bernard M. Lesavoy Under Power EMYB Common Stock Purchase 0.6% $5,367 $17.89 300 50,554 08 Dec 2025 By IRA
David M. Lobach Jr. EMYB Common Stock Purchase 2.57% $445 $17.80 25 999 08 Dec 2025 As PUGTMA for Grandchild
David M. Lobach Jr. EMYB Common Stock Purchase 0.18% $1,780 $17.80 100 54,700 08 Dec 2025 By Spouse IRA
David M. Lobach Jr. EMYB Common Stock Purchase 0.12% $2,581 $17.80 145 118,100 08 Dec 2025 By IRA
David M. Lobach Jr. EMYB Common Stock Purchase 0.27% $17,800 $17.80 1,000 368,546 08 Dec 2025 Direct
David M. Lobach Jr. EMYB Common Stock Purchase 0.27% $17,700 $17.70 1,000 367,546 05 Dec 2025 Direct
David M. Lobach Jr. EMYB Common Stock Purchase 0.4% $25,602 $17.73 1,444 366,546 03 Dec 2025 Direct
Bernard M. Lesavoy Under Power EMYB Common Stock Purchase 0.39% $8,865 $17.73 500 130,065 03 Dec 2025 Direct
Lynne M. Neel Under Power EMYB Common Stock Purchase 2.88% $5,319 $17.73 300 10,710 03 Dec 2025 Direct
* marks a reported price that did not pass the local price check.
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