Jeffrey Michael DerGurahian - 11 Feb 2026 Form 4 Insider Report for loanDepot, Inc. (LDI)

Reporting relationship: Chief Investment Officer
Issuer ticker: LDI
Reported as of: 11 Feb 2026
Net transaction value: $0
SEC form: 4
Accepted by SEC: 13 Feb 2026, 16:38:45 UTC
Prior SEC filing: 25 Nov 2025
Next SEC filing: 18 Mar 2026
Source filing: View source filing
Reporting owner signature: /s/ Greg Smith, as Attorney-in-Fact for Jeffrey Michael DerGurahian

Key filing fact

Jeffrey Michael DerGurahian filed Form 4 for loanDepot, Inc. (LDI) on 13 Feb 2026.

Key facts

This page summarizes Jeffrey Michael DerGurahian's Form 4 filing for loanDepot, Inc. (LDI).
2 reported transactions and 1 derivative row are listed below.
Accepted by SEC: 13 Feb 2026, 16:38.

Change

Previous filing in this sequence was filed on 25 Nov 2025.
Current net transaction value: $0.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001655938 Primary reporting owner

DerGurahian Jeffrey Michael

Relationship: Chief Investment Officer
Address: C/O LOANDEPOT, INC., 6561 IRVINE CENTER DRIVE, IRVINE
Signature: /s/ Greg Smith, as Attorney-in-Fact for Jeffrey Michael DerGurahian
Signature date: 13 Feb 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

LDI transaction

Class C Common Stock

Conversion of derivative security

Transaction value: $0
Shares: -1,598,390
Change %: -100%
Price: $0.000000
Shares after: 0
Date: 11 Feb 2026
Ownership: Trilogy Management Investors Seven, LLC
Footnotes: F1, F2, F3

LDI transaction

Class B Common Stock

Conversion of derivative security

Transaction value: $0
Shares: +1,598,390
Change %
Price: $0.000000
Shares after: 1,598,390
Date: 11 Feb 2026
Ownership: Trilogy Management Investors Seven, LLC
Footnotes: F1, F2

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

LDI holding Derivative

Common Units

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 1,598,390
Date: 11 Feb 2026
Ownership: Trilogy Management Investors Seven, LLC
Underlying class: Class A Common Stock
Underlying amount: 1,598,390
Exercise price
Footnotes: F1, F2, F3, F4

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 4 footnotes

Footnote F1

In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Issuer's Amended and Restated Certificate of Incorporation, dated February 11, 2021, each outstanding share of Class C Common Stock, automatically and without further action on the part of the Issuer or the Reporting Person, converted into one fully paid and non-assessable share of Class B Common Stock, par value $0.001 ("Class B Common Stock"), on February 11, 2026. Shares of Class B Common Stock may be converted, together with the corresponding Common Units, for shares of the Issuer's Class A Common Stock, par value $0.001 ("Class A Common Stock") as described in footnote 2.

Footnote F2

The Reporting Person has an indirect interest in a portion of the securities of the Class B Common Stock and the Common Units held by Trilogy Management Investors Seven, LLC ("Trilogy Seven"). The Reporting Person is disclosing only his indirect interest in these securities and disclaims beneficial ownership of all other securities held by Trilogy Seven.

Footnote F3

The reported shares of Class C Common Stock were previously reported by Trilogy Seven through its manager, Anthony Hsieh. In a Form 4 filed on July 25, 2024, Anthony Hsieh changed his reporting methodology. In addition, the Reporting Person previously reported all of the Common Units held by Trilogy Seven. The Reporting Person is now only reporting his interests in Trilogy Seven. Further, the reported shares and units were previously incorrectly reported as having been indirectly owned by the reporting person through Trilogy Management Investors Six, LLC instead of through Trilogy Seven.

Footnote F4

Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class B Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.