Jeffrey Michael DerGurahian - 16 Mar 2026 Form 4 Insider Report for loanDepot, Inc. (LDI)

Role: Chief Investment Officer
Signature: /s/ Greg Smith, as Attorney-in-Fact for Jeffrey Michael DerGurahian
Issuer symbol: LDI
Transactions as of: 16 Mar 2026
Net transactions value: $0
Form type: 4
Filing time: 18 Mar 2026, 16:48:42 UTC
Previous filing: 13 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
DerGurahian Jeffrey Michael	Chief Investment Officer	C/O LOANDEPOT, INC., 6561 IRVINE CENTER DRIVE, IRVINE	/s/ Greg Smith, as Attorney-in-Fact for Jeffrey Michael DerGurahian	18 Mar 2026	0001655938

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	LDI	Class A Common Stock	Options Exercise		+182,482	+17%		1,257,177	16 Mar 2026	Direct	F1, F2
transaction	LDI	Class A Common Stock	Tax liability		-46,797	-3.7%	$1.56^*	1,210,380	16 Mar 2026	Direct
holding	LDI	Class A Common Stock						5,842,969	16 Mar 2026	CDG Financial LLC	F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	LDI	Restricted Stock Units	Options Exercise		-182,482	-33%	$0.000000^*	364,964	16 Mar 2026	Class A Common Stock	182,482		Direct	F2
transaction	LDI	Performance Share Units	Award		+157,232		$0.000000^*	157,232	16 Mar 2026	Class A Common Stock	157,232		Direct	F4
transaction	LDI	Restricted Stock Units	Award		+471,698		$0.000000^*	471,698	16 Mar 2026	Class A Common Stock	471,698		Direct	F5

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The restricted stock units ("RSUs") vested on Saturday, March 14, 2026, and were settled on Monday, March 16, 2026.
F2	Each RSU represents a contingent right to receive, at settlement, one share of Class A Common Stock. The RSUs vest in three equal annual increments commencing March 14, 2026, the first anniversary of the grant.
F3	The Reporting Person is the Managing Member of CDG Financial LLC. The Reporting Person disclaims beneficial ownership of the LDI shares held by CDG Financial LLC except to the extent of his pecuniary interest therein.
F4	Each performance restricted stock unit represents a contingent right to receive one share of the issuer's Class A Common Stock. The performance rights vest upon the issuer's Class A Common Stock achieving specified prices per share.
F5	Each RSU represents a contingent right to receive, at settlement, one share of the issuer's Class A Common Stock. The RSUs vest in three equal annual increments commencing March 16, 2027, the first anniversary of the grant.