Arthur L. Smith - 31 Jan 2026 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Reporting relationship: Chief Analytics Officer
Issuer ticker: CACC
Reported as of: 31 Jan 2026
Net transaction value: -$446,672
SEC form: 4
Accepted by SEC: 03 Feb 2026, 16:13:54 UTC
Prior SEC filing: 05 Dec 2024
Source filing: View source filing
Reporting owner signature: /s/ Arthur L. Smith

Key filing fact

Arthur L. Smith filed Form 4 for CREDIT ACCEPTANCE CORP (CACC) on 03 Feb 2026.

Key facts

This page summarizes Arthur L. Smith's Form 4 filing for CREDIT ACCEPTANCE CORP (CACC).
1 reported transaction and 1 derivative row are listed below.
Accepted by SEC: 03 Feb 2026, 16:13.

Change

Previous filing in this sequence was filed on 05 Dec 2024.
Current net transaction value: -$446,672.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001604078 Primary reporting owner

SMITH ARTHUR L

Relationship: Chief Analytics Officer
Address: 25505 WEST TWELVE MILE ROAD, SOUTHFIELD
Signature: /s/ Arthur L. Smith
Signature date: 03 Feb 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

CACC transaction

Common Stock

Tax liability

Transaction value: $446,672
Shares: -896
Change %: -3.1%
Price: $498.24
Shares after: 27,894
Date: 31 Jan 2026
Ownership: Direct
Footnotes: F1

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

CACC holding Derivative

Employee Stock Option (right to buy)

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 37,500
Date: 31 Jan 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 37,500
Exercise price: $333.94

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Section 16 status

Arthur L. Smith is no longer subject to Section 16 filing requirements. Form 4 or Form 5 obligations may still apply in specific circumstances.

Explanation of responses 1 footnote

Footnote F1

Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and settlement of restricted stock units to shares of common stock.