Daniel A. Ulatowski - 30 Jan 2026 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Reporting relationship: Chief Sales Officer
Issuer ticker: CACC
Reported as of: 30 Jan 2026
Net transaction value: -$572,005
SEC form: 4
Accepted by SEC: 03 Feb 2026, 16:16:03 UTC
Prior SEC filing: 12 Dec 2025
Source filing: View source filing
Reporting owner signature: /s/ Daniel A. Ulatowski

Key filing fact

Daniel A. Ulatowski filed Form 4 for CREDIT ACCEPTANCE CORP (CACC) on 03 Feb 2026.

Key facts

This page summarizes Daniel A. Ulatowski's Form 4 filing for CREDIT ACCEPTANCE CORP (CACC).
4 reported transactions and 1 derivative row are listed below.
Accepted by SEC: 03 Feb 2026, 16:16.

Change

Previous filing in this sequence was filed on 12 Dec 2025.
Current net transaction value: -$572,005.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001604030 Primary reporting owner

ULATOWSKI DANIEL A.

Relationship: Chief Sales Officer
Address: 25505 WEST TWELVE MILE ROAD, SOUTHFIELD
Signature: /s/ Daniel A. Ulatowski
Signature date: 03 Feb 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

CACC transaction

Common Stock

Options Exercise

Transaction value: $196,691
Shares: +589
Change %: +2.1%
Price: $333.94
Shares after: 28,879
Date: 30 Jan 2026
Ownership: Direct

CACC transaction

Common Stock

Sale

Transaction value: $294,571
Shares: -589
Change %: -2%
Price: $500.12
Shares after: 28,290
Date: 30 Jan 2026
Ownership: Direct
Footnotes: F1

CACC transaction

Common Stock

Tax liability

Transaction value: $474,125
Shares: -952
Change %: -3.4%
Price: $498.24
Shares after: 27,338
Date: 31 Jan 2026
Ownership: Direct
Footnotes: F2

CACC holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 4,000
Date: 30 Jan 2026
Ownership: By trust.
Footnotes: F3

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

CACC transaction Derivative

Employee Stock Option (right to buy)

Options Exercise

Transaction value: $0
Shares: -589
Change %: -1.8%
Price: $0.000000
Shares after: 32,411
Date: 30 Jan 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 589
Exercise price: $333.94

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Section 16 status

Daniel A. Ulatowski is no longer subject to Section 16 filing requirements. Form 4 or Form 5 obligations may still apply in specific circumstances.

Rule 10b5-1 trading plan

These transactions were reported as open-market trades under a Rule 10b5-1 plan. The plan lets an insider set trading instructions in advance, which can reduce the risk of trading while in possession of material nonpublic information.

Original filing language: transaction made pursuant to a contract, instruction, or written plan intended to satisfy Rule 10b5-1(c).

Explanation of responses 3 footnotes

Footnote F1

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $500.00 to $500.19, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.

Footnote F2

Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and settlement of restricted stock units to shares of common stock.

Footnote F3

These shares are owned of record by Daniel A. Ulatowski and Barbara Ulatowski, spouse of Mr. Ulatowski, as trustees of the D.&.B. Ulatowski Living Trust.