JCF IV JCAP Holding L.P. - 09 Jan 2026 Form 4 Insider Report for Jefferson Capital, Inc. / DE

Reporting relationship: 10%+ Owner
Issuer ticker: JCAP on Nasdaq
Reported as of: 09 Jan 2026
Net transaction value: -$215,916,800
SEC form: 4
Accepted by SEC: 13 Jan 2026, 16:30:13 UTC
Prior SEC filing: 02 Sep 2025
Source filing: View source filing
Reporting owner signature: JCF IV JCAP HOLDING L.P., By: JCF IV JCAP Holding GP LLC, its general partner, By: /s/ Sally Rocker, Managing Director, Chief Operating Officer & General Counsel

Key filing fact

JCF IV JCAP Holding L.P. filed Form 4 for Jefferson Capital, Inc. / DE on 13 Jan 2026.

Key facts

This page summarizes JCF IV JCAP Holding L.P.'s Form 4 filing for Jefferson Capital, Inc. / DE.
1 reported transaction and 0 derivative rows are listed below.
Accepted by SEC: 13 Jan 2026, 16:30.

Change

Previous filing in this sequence was filed on 02 Sep 2025.
Current net transaction value: -$215,916,800.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (5)

CIK 0002084201 Primary reporting owner

JCF IV JCAP Holding L.P.

Relationship: 10%+ Owner
Address: C/O J.C. FLOWERS & CO. LLC, 1301 AVENUE OF THE AMERICAS, 16TH FLOOR, NEW YORK
Signature: JCF IV JCAP HOLDING L.P., By: JCF IV JCAP Holding GP LLC, its general partner, By: /s/ Sally Rocker, Managing Director, Chief Operating Officer & General Counsel
Signature date: 13 Jan 2026

CIK 0002084202

JCF IV JCAP Holding GP LLC

Relationship: 10%+ Owner
Address: C/O J.C. FLOWERS & CO. LLC, 1301 AVENUE OF THE AMERICAS, 16TH FLOOR, NEW YORK
Signature: JCF IV JCAP Holding GP LLC, By: /s/ Sally Rocker, Managing Director, Chief Operating Officer & General Counsel
Signature date: 13 Jan 2026

CIK 0001783458

JCF Associates IV L.P.

Relationship: 10%+ Owner
Address: C/O J.C. FLOWERS & CO. LLC, 1301 AVENUE OF THE AMERICAS, 16TH FLOOR, NEW YORK
Signature: JCF ASSOCIATES IV L.P., By: JCF Associates IV Ltd, its general partner, By: /s/ J. Christopher Flowers, Director
Signature date: 13 Jan 2026

CIK 0001783442

JCF Associates IV Ltd.

Relationship: 10%+ Owner
Address: C/O J.C. FLOWERS & CO. LLC, 1301 AVENUE OF THE AMERICAS, 16TH FLOOR, NEW YORK
Signature: JCF ASSOCIATES IV LTD., By: /s/ J. Christopher Flowers, Director
Signature date: 13 Jan 2026

CIK 0001041196

Flowers J. Christopher

Relationship: 10%+ Owner
Address: C/O J.C. FLOWERS & CO. LLC, 1301 AVENUE OF THE AMERICAS, 16TH FLOOR, NEW YORK
Signature: J. CHRISTOPHER FLOWERS, By: /s/ J. Christopher Flowers
Signature date: 13 Jan 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

JCAP transaction

Common Stock

Sale

Transaction value: $215,916,800
Shares: -11,000,000
Change %: -25%
Price: $19.63
Shares after: 32,721,808
Date: 09 Jan 2026
Ownership: See Footnotes
Footnotes: F1, F2, F3, F4

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 4 footnotes

Footnote F1

This amount represents the $19.62875 sale price per share of Common Stock, par value $0.0001 per share, in a secondary offering, which closed on January 9, 2026.

Footnote F2

Represents securities held directly by JCF IV JCAP Holding L.P.

Footnote F3

The general partner of JCF IV JCAP Holding L.P. is JCF IV JCAP Holding GP LLC. The managing member of JCF IV JCAP Holding GP LLC is JCF Associates IV L.P. The general partner of JCF Associates IV L.P. is JCF Associates IV Ltd. J. Christopher Flowers controls JCF Associates IV Ltd. and thus may be deemed to control each entity directly or indirectly controlled by JCF Associates IV Ltd., including JCF IV JCAP Holding L.P.

Footnote F4

The Reporting Persons disclaim beneficial ownership of the securities reported on this Form 4, except to the extent of their pecuniary interest therein, and the inclusion of these securities in this report shall not be deemed an admission of beneficial ownership of these securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose.