Glenda J. Flanagan - 24 Dec 2025 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Reporting relationship: Director
Issuer ticker: CACC
Reported as of: 24 Dec 2025
Net transaction value: $0
SEC form: 4
Accepted by SEC: 29 Dec 2025, 16:01:57 UTC
Prior SEC filing: 13 Jun 2025
Next SEC filing: 21 May 2026
Source filing: View source filing
Reporting owner signature: /s/ Glenda J. Flanagan

Key filing fact

Glenda J. Flanagan filed Form 4 for CREDIT ACCEPTANCE CORP (CACC) on 29 Dec 2025.

Key facts

This page summarizes Glenda J. Flanagan's Form 4 filing for CREDIT ACCEPTANCE CORP (CACC).
1 reported transaction and 0 derivative rows are listed below.
Accepted by SEC: 29 Dec 2025, 16:01.

Change

Previous filing in this sequence was filed on 13 Jun 2025.
Current net transaction value: $0.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001201245 Primary reporting owner

Flanagan Glenda J

Relationship: Director
Address: 25505 WEST TWELVE MILE ROAD, SOUTHFIELD
Signature: /s/ Glenda J. Flanagan
Signature date: 29 Dec 2025

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

CACC transaction

Common Stock

Gift

Transaction value: $0
Shares: -1,894
Change %: -100%
Price: $0.000000
Shares after: 0
Date: 24 Dec 2025
Ownership: By grantor retained annuity trust
Footnotes: F1

CACC holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 9,666
Date: 24 Dec 2025
Ownership: Direct
Footnotes: F2

CACC holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 8,000
Date: 24 Dec 2025
Ownership: By limited partnership
Footnotes: F3

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 3 footnotes

Footnote F1

Shares are owned by The Glenda J. Flanagan 2020 Grantor Retained Annuity Trust (the "2020 GRAT"). Ms. Flanagan disclaims beneficial ownership of these shares except to the extent of her pecuniary interest therein.

Footnote F2

Includes (i) 1,500 vested restricted stock units and 736 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan, and (ii) 888 shares transferred from the 2020 GRAT to Ms. Flanagan on December 11, 2025 as an annuity payment, which transfer is exempt from Section 16 pursuant to Rule 16a-13 under the Securities Exchange Act of 1934.

Footnote F3

Shares are owned by GCM GP, LP. Ms. Flanagan disclaims beneficial ownership of these shares except to the extent of her pecuniary interest therein.