Vinayak Hegde - 13 Nov 2025 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Reporting relationship: Chief Executive Officer, Director
Issuer ticker: CACC
Reported as of: 13 Nov 2025
Net transaction value: $0
SEC form: 4
Accepted by SEC: 17 Nov 2025, 16:02:33 UTC
Prior SEC filing: 06 Jun 2025
Source filing: View source filing
Reporting owner signature: /s/ Vinayak Hegde

Key filing fact

Vinayak Hegde filed Form 4 for CREDIT ACCEPTANCE CORP (CACC) on 17 Nov 2025.

Key facts

This page summarizes Vinayak Hegde's Form 4 filing for CREDIT ACCEPTANCE CORP (CACC).
1 reported transaction and 1 derivative row are listed below.
Accepted by SEC: 17 Nov 2025, 16:02.

Change

Previous filing in this sequence was filed on 06 Jun 2025.
Current net transaction value: $0.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001698764 Primary reporting owner

Hegde Vinayak

Relationship: Chief Executive Officer, Director
Address: 25505 WEST TWELVE MILE ROAD, SOUTHFIELD
Signature: /s/ Vinayak Hegde
Signature date: 17 Nov 2025

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

CACC transaction

Common Stock

Award

Transaction value: $0
Shares: +140,000
Change %: +27888%
Price: $0.000000
Shares after: 140,502
Date: 13 Nov 2025
Ownership: Direct
Footnotes: F1, F2

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

CACC holding Derivative

Employee Stock Option (right to buy)

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 10,000
Date: 13 Nov 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 10,000
Exercise price: $394.79

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 2 footnotes

Footnote F1

Represents shares underlying restricted stock units granted to the reporting person under the Company's Incentive Compensation Plan and subject to time-based vesting over a ten year period as part of a long-term compensation plan for the reporting person, of which 30,000 shares represent long-term retirement restricted stock units. The payment date with respect to all of the vested retirement restricted stock units as of the date the reporting person incurs a separation from service (the "Termination Date") shall be the fifth anniversary of the Termination Date, or, if the reporting person has attained the age of 60 or older on the Termination Date, the second anniversary of the Termination Date.

Footnote F2

Includes 140,471 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.