Paula L. Guerrero - 07 Apr 2026 Form 4 Insider Report for CITIZENS, INC. (CIA)

Source evidence Original filing metadata and source links for verification. 4 source fields
SEC form
4
Accepted by SEC
18 Aug 2026, 12:10:50 UTC
Prior SEC filing
02 Apr 2026
Source filing
View source filing
Reporting owner 1 detail
Reporting owner signature
/s/Paula L. Guerrero

Key filing fact

Paula L. Guerrero filed Form 4 for CITIZENS, INC. (CIA) on 18 Aug 2026.

Key facts

  • This page summarizes Paula L. Guerrero's Form 4 filing for CITIZENS, INC. (CIA).
  • 8 reported transactions and 5 derivative rows are listed below.
  • Accepted by SEC: 18 Aug 2026, 12:10.

Change

  • Previous filing in this sequence was filed on 02 Apr 2026.
  • Current net transaction value: $0.

Research use

  • This tells you what this filing adds before you inspect full transaction and derivative tables.
  • You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0002051485 Primary reporting owner

Guerrero Paula L

Relationship
Chief Information Officer
Address
11815 ALTERRA PARKWAY, SUITE 1500, AUSTIN
Signature
/s/Paula L. Guerrero
Signature date
18 Aug 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

CIA transaction

Citizens, Inc. Class A Common Stock

Small acquisition under Rule 16a-6

Transaction value
Shares
+184
Change %
+1.1%
Price
$5.42*
Shares after
17,543
Date
07 Apr 2026
Ownership
Direct
Footnotes
F1
CIA transaction

Citizens, Inc. Class A Common Stock

Small acquisition under Rule 16a-6

Transaction value
Shares
+181
Change %
+1%
Price
$5.48*
Shares after
17,724
Date
05 May 2026
Ownership
Direct
Footnotes
F1
CIA transaction

Citizens, Inc. Class A Common Stock

Small acquisition under Rule 16a-6

Transaction value
Shares
+190
Change %
+1.1%
Price
$5.23*
Shares after
17,914
Date
29 May 2026
Ownership
Direct
Footnotes
F1
CIA transaction

Citizens, Inc. Class A Common Stock

Small acquisition under Rule 16a-6

Transaction value
Shares
+168
Change %
+0.94%
Price
$5.94*
Shares after
18,082
Date
02 Jul 2026
Ownership
Direct
Footnotes
F1
CIA transaction

Citizens, Inc. Class A Common Stock

Small acquisition under Rule 16a-6

Transaction value
Shares
+209
Change %
+1.2%
Price
$4.75*
Shares after
18,291
Date
31 Jul 2026
Ownership
Direct
Footnotes
F1
CIA transaction

Citizens, Inc. Class A Common Stock

Options Exercise

Transaction value
Shares
+2,709
Change %
+15%
Price
Shares after
21,000
Date
15 Aug 2026
Ownership
Direct
Footnotes
F2
CIA transaction

Citizens, Inc. Class A Common Stock

Tax liability

Transaction value
Shares
-796
Change %
-3.8%
Price
$3.97*
Shares after
20,204
Date
15 Aug 2026
Ownership
Direct

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

CIA transaction Derivative

Restricted Stock Units

Options Exercise

Transaction value
Shares
-2,709
Change %
-100%
Price
$0.000000*
Shares after
0
Date
15 Aug 2026
Ownership
Direct
Underlying class
Class A Common Stock
Underlying amount
2,709
Exercise price
Footnotes
F2, F3
CIA holding Derivative

Restricted Stock Units

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after
3,035
Date
07 Apr 2026
Ownership
Direct
Underlying class
Class A Common Stock
Underlying amount
3,035
Exercise price
Footnotes
F2, F4
CIA holding Derivative

Restricted Stock Units

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after
3,846
Date
07 Apr 2026
Ownership
Direct
Underlying class
Class A Common Stock
Underlying amount
3,846
Exercise price
Footnotes
F2, F5
CIA holding Derivative

Restricted Stock Units

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after
4,396
Date
07 Apr 2026
Ownership
Direct
Underlying class
Class A Common Stock
Underlying amount
4,396
Exercise price
Footnotes
F2, F6
CIA holding Derivative

Restricted Stock Units

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after
5,964
Date
07 Apr 2026
Ownership
Direct
Underlying class
Class A Common Stock
Underlying amount
5,964
Exercise price
Footnotes
F2, F7
* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 7 footnotes

Footnote F1

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

Footnote F2

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

Footnote F3

On August 15, 2023, the reporting person was granted an award of restricted stock units, vesting in three equal annual installments on the first anniversary date of the grant (August 15, 2024) and the second anniversary date of the grant (August 15, 2025) and the third anniversary date of the grant (August 15, 2026)

Footnote F4

On March 28, 2024, the reporting person was granted an award of restricted stock units (RSUs) under the Citizens, Inc. Omnibus Incentive Plan for 2023 pay-for-performance. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

Footnote F5

On March 31, 2025, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2024 pay-for-performance. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 31, 2026) an dthe second anniversary of the date of the grant (March 31, 2027) and the third anniversary of the date of the grant (March 31, 2028).

Footnote F6

On March 31, 2025, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2025 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 31, 2026) an dthe second anniversary of the date of the grant (March 31, 2027) and the third anniversary of the date of the grant (March 31, 2028).

Footnote F7

On March 31, 2026, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2026 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 31, 2027) an dthe second anniversary of the date of the grant (March 31, 2028) and the third anniversary of the date of the grant (March 31, 2029).

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