Charmaine Lightheart - 19 Sep 2025 Form 4 Insider Report for RIVERVIEW BANCORP INC (RVSB)

Role: EVP/CRDEO
Signature: /s/ Charmaine Lightheart
Issuer symbol: RVSB
Transactions as of: 19 Sep 2025
Net transactions value: $0
Form type: 4
Filing time: 08 Dec 2025, 19:55:14 UTC
Previous filing: 08 Aug 2025
Next filing: 09 Mar 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Lightheart Charmaine	EVP/CRDEO	900 WASHINGTON STREET, SUITE 900, VANCOUVER	/s/ Charmaine Lightheart	08 Dec 2025	0002050978

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	RVSB	Common Stock	Award	$0	+2,184	+37%	$0.000000	8,015	19 Sep 2025	Direct	F1
transaction	RVSB	Common Stock	Award	$0	+6,553	+82%	$0.000000	14,568	19 Sep 2025	Direct	F2
holding	RVSB	Common Stock						88	19 Sep 2025	Shares held by the ESOP

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Reflects restricted stock awarded to the Reporting Person pursuant to the 2017 Equity Incentive Plan which vest in three equal installments on August 1, 2026, August 1, 2027, and August 1, 2028.
F2	Reporting Person was granted an award of performance based restricted stock covering a target of 6553 shares (the "Target Restricted Stock Number"). Pursuant to time-based vesting requirements, 50% of this award is scheduled to vest on August 1, 2027, and 50% on August 1, 2028, subject to continued service requirements through such date. In addition, the number of shares subject to the restricted stock may be decreased down to 0% of the Target Restricted Stock Number, based on attainment of specified levels of the Company's total Earnings Per Share over the period of April 1, 2025, through March 31, 2026.

Content

Reflects restricted stock awarded to the Reporting Person pursuant to the 2017 Equity Incentive Plan which vest in three equal installments on August 1, 2026, August 1, 2027, and August 1, 2028.

Reporting Person was granted an award of performance based restricted stock covering a target of 6553 shares (the "Target Restricted Stock Number"). Pursuant to time-based vesting requirements, 50% of this award is scheduled to vest on August 1, 2027, and 50% on August 1, 2028, subject to continued service requirements through such date. In addition, the number of shares subject to the restricted stock may be decreased down to 0% of the Target Restricted Stock Number, based on attainment of specified levels of the Company's total Earnings Per Share over the period of April 1, 2025, through March 31, 2026.