Bryon Matthew Lewis - 15 Aug 2025 Form 4 Insider Report for CITIZENS, INC. (CIA)

Role: Chief Operations Officer
Signature: /s/Bryon Matthew Lewis
Issuer symbol: CIA
Transactions as of: 15 Aug 2025
Net transactions value: -$3,264
Form type: 4
Filing time: 19 Aug 2025, 14:17:27 UTC
Previous filing: 17 Jul 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Lewis Bryon Matthew	Chief Operations Officer	11815 ALTERRA PARKWAY, SUITE 1500, AUSTIN	/s/Bryon Matthew Lewis	19 Aug 2025	0002015584

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CIA	Citizens, Inc. Class A Common Stock	Options Exercise		+2,625	+21%		15,320	15 Aug 2025	Direct	F1
transaction	CIA	Citizens, Inc. Class A Common Stock	Tax liability	$3,264	-640	-4.2%	$5.10	14,680	15 Aug 2025	Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	CIA	Restricted Stock Units	Options Exercise	$0	-2,625	-50%	$0.000000	2,626	15 Aug 2025	Class A Common Stock	2,625		Direct	F1, F2
holding	CIA	Restricted Stock Units						5,176	15 Aug 2025	Class A Common Stock	5,176		Direct	F1, F3
holding	CIA	Restricted Stock Units						9,346	15 Aug 2025	Class A Common Stock	9,346		Direct	F1, F4
holding	CIA	Restricted Stock Units						6,593	15 Aug 2025	Class A Common Stock	6,593		Direct	F1, F5

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.
F2	On August 15, 2023, the reporting person was granted an award of restricted stock units, vesting in three equal annual installments on the first anniversary date of the grant (August 15, 2024) and the second anniversary date of the grant (August 15, 2025) and the third anniversary date of the grant (August 15, 2026)
F3	On March 28, 2024, the reporting person was granted an award of restricted stock units (RSUs) under the Citizens, Inc. Omnibus Incentive Plan for 2023 pay-for-performance. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).
F4	On March 28, 2024, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2024 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).
F5	On March 31, 2025, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2025 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 31, 2026) an dthe second anniversary of the date of the grant (March 31, 2027) and the third anniversary of the date of the grant (March 31, 2028).