James Andy Gray - 09 Jan 2026 Form 4 Insider Report for AMERICAN COASTAL INSURANCE Corp (ACIC)

Role: Chief Compliance/Risk Officer
Signature: /s/ Alexander Baty, Attorney-in-Fact for James Gray
Issuer symbol: ACIC
Transactions as of: 09 Jan 2026
Net transactions value: +$8,152
Form type: 4
Filing time: 12 Jan 2026, 16:21:33 UTC
Previous filing: 27 May 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Gray James Andy	Chief Compliance/Risk Officer	570 CARILLON PARKWAY, SUITE 100, SAINT PETERSBURG	/s/ Alexander Baty, Attorney-in-Fact for James Gray	12 Jan 2026	0002009815

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	ACIC	Restricted Stock Units	Award	$8,152	+717	+6.6%	$11.37	11,531	09 Jan 2026	Common Stock	717		Direct	F1, F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each stock unit represents a conditional right to receive one share of the company's common stock.
F2	The dividend equivalent units will vest proportionately with the underlying restricted stock units to which they relate.