James Andy Gray - 14 May 2025 Form 4 Insider Report for AMERICAN COASTAL INSURANCE Corp (ACIC)

Role: Chief Compliance/Risk Officer
Signature: /s/ Alexander Baty, Attorney-in-Fact for James Gray
Issuer symbol: ACIC
Transactions as of: 14 May 2025
Net transactions value: -$55,586
Form type: 4
Filing time: 27 May 2025, 16:05:03 UTC
Previous filing: 09 May 2025
Next filing: 12 Jan 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Gray James Andy	Chief Compliance/Risk Officer	570 CARILLON PARKWAY, SUITE 100, SAINT PETERSBURG	/s/ Alexander Baty, Attorney-in-Fact for James Gray	27 May 2025	0002009815

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	ACIC	Common Stock	Options Exercise	$103,800	+30,000	+17%	$3.46	210,173	14 May 2025	Direct
transaction	ACIC	Common Stock	Tax liability	$159,386	-14,579	-6.9%	$10.93	195,594	14 May 2025	Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	ACIC	Nonqualified Stock Options	Options Exercise	$0	-30,000	-50%	$0.000000	30,000	14 May 2025	Common Stock	30,000	$3.46	Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Exercise of the nonqualified award is subject to vesting over three years with one third, rounded down to the nearest whole share of stock, becoming exercisable in each period.