| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Emswiler Melody D. | EVP/Chief Human Resources | C/O F&M BANK, 205 SOUTH MAIN STREET, TIMBERVILLE | /s/ Candy F. Barkley, Attorney-in-Fact | 11 Mar 2026 | 0001918349 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | fmbm | Common Stock | Tax liability | -221 | -3.2% | $31.98* | 6,786 | 07 Mar 2026 | Direct |