| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Emswiler Melody D. | EVP/Chief Human Resources | C/O F&M BANK, 205 SOUTH MAIN STREET, TIMBERVILLE | /s/ Candy F. Barkley, Attorney-in-Fact | 27 Feb 2026 | 0001918349 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | fmbm | Common Stock | Purchase | $189 | +9 | +0.14% | $20.45 | 6,551 | 28 Feb 2025 | Direct | F1 |
| transaction | fmbm | Common Stock | Purchase | $312 | +16 | +0.24% | $19.75 | 6,567 | 30 May 2025 | Direct | F1 |
| transaction | fmbm | Common Stock | Purchase | $316 | +13 | +0.2% | $23.70 | 6,580 | 29 Aug 2025 | Direct | F1 |
| transaction | fmbm | Common Stock | Purchase | $319 | +12 | +0.18% | $26.95 | 6,592 | 28 Nov 2025 | Direct | F1 |
| transaction | fmbm | Common Stock | Purchase | $11,414 | +415 | +6.3% | $27.50 | 7,007 | 30 Sep 2025 | Direct | F2 |
| Id | Content |
|---|---|
| F1 | Includes shares acquired in 2025 F&M Bank Corp. Dividend Reinvestment Plan. |
| F2 | Adjusted ESOP share balance in accordance with the allocation methodology set fort in the Stock Bonus Plan, as of September 30, 2025. |