Graham Fleming - 01 Apr 2025 Form 4 Insider Report for Finance of America Companies Inc. (FOA)

Role: Chief Executive Officer
Signature: /s/ Tracy Lowe, as power of attorney for Graham Fleming
Issuer symbol: FOA
Transactions as of: 01 Apr 2025
Transactions value $: -$1,000,581
Form type: 4
Filing time: 03 Apr 2025, 16:16:06 UTC
Previous filing: 12 Nov 2024
Next filing: 14 Nov 2025
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	FOA	Class A Common Stock	Options Exercise	$0	+16.3K	+12.68%	$0.00	145K	01 Apr 2025	Direct	F1, F2
transaction	FOA	Class A Common Stock	Tax liability	-$100K	-4.71K	-3.25%	$21.26	140K	01 Apr 2025	Direct	F3
transaction	FOA	Class A Common Stock	Options Exercise	$0	+40.3K	+28.8%	$0.00	180K	01 Apr 2025	Direct	F1, F4
transaction	FOA	Class A Common Stock	Tax liability	-$278K	-13.1K	-7.26%	$21.26	167K	01 Apr 2025	Direct	F3
transaction	FOA	Class A Common Stock	Options Exercise	$0	+66.7K	+39.86%	$0.00	234K	01 Apr 2025	Direct	F1, F5
transaction	FOA	Class A Common Stock	Tax liability	-$622K	-29.3K	-12.51%	$21.26	205K	01 Apr 2025	Direct	F3
holding	FOA	Class A Common Stock						2K	01 Apr 2025	By trust	F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	FOA	Restricted Stock Units	Options Exercise	$0	-16.3K	-100%	$0.00	0	01 Apr 2025	Class A Common Stock	16.3K		Direct	F1, F2
transaction	FOA	Restricted Stock Units	Options Exercise	$0	-40.3K	-50%	$0.00	40.3K	01 Apr 2025	Class A Common Stock	40.3K		Direct	F1, F4
transaction	FOA	Restricted Stock Units	Options Exercise	$0	-66.7K	-33.33%	$0.00	133K	01 Apr 2025	Class A Common Stock	66.7K		Direct	F1, F5
transaction	FOA	Restricted Stock Units	Award	$0	+98.9K		$0.00	98.9K	01 Apr 2025	Class A Common Stock	98.9K		Direct	F6

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The number of restricted stock units ("RSUs") and shares of the Issuer's Class A common stock ("Common Stock") have been adjusted to reflect the Issuer's 1-for-10 reverse stock split of its Common Stock effective as of 5:00 p.m. Eastern Time on July 25, 2024.
F2	Each RSU represents a contingent right to receive one share of Common Stock. The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee.
F3	Represents the withholding of shares of Common Stock for tax purposes in connection with the settlement of RSUs.
F4	Each RSU represents a contingent right to receive one share of Common Stock. The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee. The remaining RSUs vest on the third anniversary of April 1, 2023, subject to the Reporting Person's continued employment.
F5	Each RSU represents a contingent right to receive one share of Common Stock. The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee. The remaining RSUs vest on the second and third anniversaries of April 1, 2024, subject to the Reporting Person's continued employment.
F6	Represents additional RSUs granted to the Reporting Person on April 1, 2025. Each RSU represents a contingent right to receive one share of Common Stock. The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee. The RSUs shall vest on the first, second, and third anniversaries of April 1, 2025, subject to the Reporting Person's continued employment.