| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Urness Todd B. | Director | C/O BRIDGEWATER BANCSHARES, INC., 4450 EXCELSIOR BLVD., SUITE 100, ST. LOUIS PARK | /s/ Ben Klocke, Attorney-in-Fact | 05 Dec 2025 | 0001733123 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | BWB | Common Stock | Gift | $0 | -350,478 | -53% | $0.000000 | 307,000 | 04 Dec 2025 | Direct | F1 |
| holding | BWB | Common Stock | 866,722 | 04 Dec 2025 | By Trust | F1, F2 |
| Id | Content |
|---|---|
| F1 | On December 4, 2025, Mr. Urness transferred 350,478 shares of common stock to the Todd B. Urness Revocable Trust dated May 21, 2024 for no consideration. Mr. Urness is the trustee of the trust and members of his immediate family are beneficiaries of the trust. Mr. Urness remains the beneficial owner of the securities held by the trust. |
| F2 | Shares of common stock are held by Mr. Urness as trustee of the Todd B. Urness Revocable Trust under agreement dated May 21, 2024. Mr. Urness possess sole voting and investment power with respect to the shares of common stock held by the Todd B. Urness Revocable Trust under agreement dated May 21, 2024. |