Todd B. Urness - Nov 10, 2025 Form 4 Insider Report for Bridgewater Bancshares Inc (BWB)

Role
Director
Signature
/s/ Ben Klocke, Attorney-in-Fact
Stock symbol
BWB
Transactions as of
Nov 10, 2025
Transactions value $
$0
Form type
4
Date filed
11/12/2025, 05:37 PM
Previous filing
Oct 1, 2025
Next filing
Dec 5, 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Urness Todd B. Director C/O BRIDGEWATER BANCSHARES, INC., 4450 EXCELSIOR BLVD., SUITE 100, ST. LOUIS PARK /s/ Ben Klocke, Attorney-in-Fact 2025-11-12 0001733123

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction BWB Common Stock Gift $0 -516K -43.98% $0.00 657K Nov 10, 2025 Direct F1
holding BWB Common Stock 516K Nov 10, 2025 By Trust F1, F2
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 On November 10, 2025, Mr. Urness transferred 516,244 shares of common stock to the Todd B. Urness Revocable Trust dated May 21, 2024 for no consideration. Mr. Urness is the trustee of the trust and members of his immediate family are beneficiaries of the trust. Mr. Urness remains the beneficial owner of the securities held by the trust.
F2 Shares of common stock are held by Mr. Urness as trustee of the Todd B. Urness Revocable Trust under agreement dated May 21, 2024. Mr. Urness possess sole voting and investment power with respect to the shares of common stock held by the Todd B. Urness Revocable Trust under agreement dated May 21, 2024.