Jimmy Stead - 05 Feb 2026 Form 4 Insider Report for CULLEN/FROST BANKERS, INC. (CFR)

Signature
/s/ Jimmy Stead, by Kirsten Irwin under POA
Issuer symbol
CFR
Transactions as of
05 Feb 2026
Net transactions value
-$127,086
Form type
4
Filing time
09 Feb 2026, 10:18:31 UTC
Previous filing
30 Oct 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Stead Jimmy GEVP Chief Consumer Banking 111 WEST HOUSTON STREET, SAN ANTONIO /s/ Jimmy Stead, by Kirsten Irwin under POA 09 Feb 2026 0001695033

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CFR Common Stock, $0.01 par value Award $0 +2,155 +13% $0.000000 19,081 05 Feb 2026 Direct F1, F2
transaction CFR Common Stock, $0.01 par value Disposed to Issuer $127,086 -885 -4.6% $143.60 18,196 05 Feb 2026 Direct
holding CFR Common Stock, $0.01 par value 3,955 05 Feb 2026 Through 401(k) Plan
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Represents shares earned for the performance stock units granted on October 25, 2022 for the three-year performance period ending December 31, 2025 as approved by the Compensation & Benefits Committee of the Board of Directors on February 5, 2026.
F2 Includes 318 shares acquired through the Cullen/Frost Bankers, Inc. Thrift Stock Plan.