| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Stead Jimmy | GEVP Chief Consumer Banking | 111 WEST HOUSTON STREET, SAN ANTONIO | /s/ Jimmy Stead, by Kirsten Irwin under POA | 30 Oct 2025 | 0001695033 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Underlying Class | Amount | Exercise Price | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | CFR | Restricted Stock Units | Award | $0 | +5,477 | $0.000000 | 5,477 | 28 Oct 2025 | Common Stock, $0.01 par value | 5,477 | Direct | F1, F2 |
| Id | Content |
|---|---|
| F1 | Each restricted stock unit represents the right to receive one share of Cullen/Frost common stock. |
| F2 | Cliff vests three years from the date of grant. |