Sarah A. Halliday - Dec 31, 2021 Form 5 Insider Report for NBT BANCORP INC (NBTB)

Role: EVP/President Comm Banking
Signature: By: Annette L. Burns, Power of Attorney For: Sarah A. Halliday
Stock symbol: NBTB
Transactions as of: Dec 31, 2021
Transactions value $: $0
Form type: 5
Date filed: 2/14/2022, 01:42 PM
Next filing: Jan 18, 2022

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	NBTB	NBT Bancorp Inc. Common Stock	Other	$0	+1.11K	+32.87%	$0.00	4.47K	Dec 31, 2021	401k	F1
holding	NBTB	NBT Bancorp Inc. Common Stock						19.2K	Dec 31, 2021	Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	NBTB	Phantom Stock	Other	$0	+116	+2.98%	$0.00	4.01K	Dec 31, 2021	NBT Bancorp Inc. Common Stock	116		Direct	F2, F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Shares were purchased through payroll deferral and/or dividend reinvestment from 1/1/2021 to 12/31/2021 through NBT Bancorp Inc. 401k Plan.
F2	Each share of phantom stock is deemed invested in one share of NBT Bancorp Inc. common stock pursuant to the terms of the Deferred Compensation Plan.
F3	Shares were purchased through payroll deferral and/or dividend reinvestment from 1/1/2021 to 12/31/2021 through a NBT Bancorp Inc. deferred compensation plan.