Jeffrey Michael DerGurahian - 11 Feb 2026 Form 4 Insider Report for loanDepot, Inc. (LDI)

Signature
/s/ Greg Smith, as Attorney-in-Fact for Jeffrey Michael DerGurahian
Issuer symbol
LDI
Transactions as of
11 Feb 2026
Net transactions value
$0
Form type
4
Filing time
13 Feb 2026, 16:38:45 UTC
Previous filing
25 Nov 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
DerGurahian Jeffrey Michael Chief Investment Officer C/O LOANDEPOT, INC., 6561 IRVINE CENTER DRIVE, IRVINE /s/ Greg Smith, as Attorney-in-Fact for Jeffrey Michael DerGurahian 13 Feb 2026 0001655938

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction LDI Class C Common Stock Conversion of derivative security $0 -1,598,390 -100% $0.000000 0 11 Feb 2026 Trilogy Management Investors Seven, LLC F1, F2, F3
transaction LDI Class B Common Stock Conversion of derivative security $0 +1,598,390 $0.000000 1,598,390 11 Feb 2026 Trilogy Management Investors Seven, LLC F1, F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding LDI Common Units 1,598,390 11 Feb 2026 Class A Common Stock 1,598,390 Trilogy Management Investors Seven, LLC F1, F2, F3, F4
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Issuer's Amended and Restated Certificate of Incorporation, dated February 11, 2021, each outstanding share of Class C Common Stock, automatically and without further action on the part of the Issuer or the Reporting Person, converted into one fully paid and non-assessable share of Class B Common Stock, par value $0.001 ("Class B Common Stock"), on February 11, 2026. Shares of Class B Common Stock may be converted, together with the corresponding Common Units, for shares of the Issuer's Class A Common Stock, par value $0.001 ("Class A Common Stock") as described in footnote 2.
F2 The Reporting Person has an indirect interest in a portion of the securities of the Class B Common Stock and the Common Units held by Trilogy Management Investors Seven, LLC ("Trilogy Seven"). The Reporting Person is disclosing only his indirect interest in these securities and disclaims beneficial ownership of all other securities held by Trilogy Seven.
F3 The reported shares of Class C Common Stock were previously reported by Trilogy Seven through its manager, Anthony Hsieh. In a Form 4 filed on July 25, 2024, Anthony Hsieh changed his reporting methodology. In addition, the Reporting Person previously reported all of the Common Units held by Trilogy Seven. The Reporting Person is now only reporting his interests in Trilogy Seven. Further, the reported shares and units were previously incorrectly reported as having been indirectly owned by the reporting person through Trilogy Management Investors Six, LLC instead of through Trilogy Seven.
F4 Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class B Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.