CHARLES A. SMITH - 20 Jan 2026 Form 4 Insider Report for MORGAN STANLEY (MS)

Role: Chief Risk Officer
Signature: /s/ Martin M. Cohen, Attorney-in-Fact
Issuer symbol: MS
Transactions as of: 20 Jan 2026
Net transactions value: -$1,547,686
Form type: 4
Filing time: 22 Jan 2026, 16:16:10 UTC
Previous filing: 16 Jan 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
SMITH CHARLES A	Chief Risk Officer	C/O MORGAN STANLEY, 1585 BROADWAY, NEW YORK	/s/ Martin M. Cohen, Attorney-in-Fact	22 Jan 2026	0001977796

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	MS	Common Stock	Sale	$1,547,686	-8,500	-6.7%	$182.08	119,128	20 Jan 2026	Direct	F1
holding	MS	Common Stock						5,495	20 Jan 2026	By 401(k) Plan

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $182.0401 to $182.1301, inclusive. The Reporting Person undertakes to provide to Morgan Stanley, any security holder of Morgan Stanley, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

Content

The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $182.0401 to $182.1301, inclusive. The Reporting Person undertakes to provide to Morgan Stanley, any security holder of Morgan Stanley, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.