Anthony Noto - 05 Nov 2025 Form 4 Insider Report for SoFi Technologies, Inc. (SOFI)

Role: Chief Executive Officer, Director
Signature: /s/ Deanna M. Smith, Attorney-in-Fact
Issuer symbol: SOFI
Transactions as of: 05 Nov 2025
Net transactions value: -$30,791,890
Form type: 4
Filing time: 07 Nov 2025, 21:22:38 UTC
Previous filing: 01 Oct 2025
Next filing: 17 Dec 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Noto Anthony	Chief Executive Officer, Director	C/O SOFI TECHNOLOGIES, INC., 234 1ST STREET, SAN FRANCISCO	/s/ Deanna M. Smith, Attorney-in-Fact	07 Nov 2025	0001613438

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	SOFI	Common Stock	Options Exercise		+2,142,859	+21%		12,481,628	05 Nov 2025	Direct	F1, F2
transaction	SOFI	Common Stock	Tax liability	$30,791,890	-1,133,722	-9.1%	$27.16	11,347,906	05 Nov 2025	Direct	F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	SOFI	Performance Stock Units	Options Exercise	$0	-2,142,859	-33%	$0.000000	4,285,719	05 Nov 2025	Common Stock	2,142,859		Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents performance stock unit awards ("PSUs") granted to the Reporting Person, as disclosed on the Reporting Person's Form 4 filed on September 3, 2021. The amount of PSUs eligible for vesting under the PSU award is subject to the achievement of specified performance goals including the volume-weighted average closing price of our stock attaining certain prices over a 90-day trading period. On November 5, 2025, certain of the performance criteria was achieved which resulted in 33% of the shares subject to the PSU award vesting.
F2	PSUs convert into common stock on a one-for-one basis.
F3	Shares withheld to satisfy tax withholding obligation applicable to the vesting of stock-settled PSUs. These shares were not issued to or sold by the Reporting Person.