Raul Vazquez - Mar 25, 2022 Form 4 Insider Report for Oportun Financial Corp (OPRT)

Role: Chief Executive Officer, Director
Signature: /s/ Kathleen Layton (Attorney-in-Fact)
Stock symbol: OPRT
Transactions as of: Mar 25, 2022
Transactions value $: $1,493,628
Form type: 4
Date filed: 3/29/2022, 05:29 PM
Previous filing: Mar 14, 2022
Next filing: Jun 27, 2022

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	OPRT	Common Stock	Award		+198K	+25.89%		963K	Mar 25, 2022	Direct	F1, F2
holding	OPRT	Common Stock						173K	Mar 25, 2022	See footnote	F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	OPRT	Stock Option (Right to Buy)	Award	$1.49M	+112K		$13.39	112K	Mar 25, 2022	Common Stock	112K	$13.39	Direct	F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	1/4 of the restricted stock units will vest on March 10, 2023 and 1/4 of the restricted stock units vest annually over three years, subject to the continued service of the Reporting Person on each vesting date.
F2	Each restricted stock unit represents the right to receive at settlement, one share of common stock.
F3	These shares are held in a family trust for which the Reporting Person is the Trustee.
F4	The stock options vest over four years from March 10, 2022 with 1/4 of the options vesting on March 10, 2023 and 1/36 of the remaining option shares vesting monthly over three years, subject to the continued service of the Reporting Person on each vesting date.