Raul Vazquez - Mar 10, 2022 Form 4 Insider Report for Oportun Financial Corp (OPRT)

Role: Chief Executive Officer, Director
Signature: /s/ Kathleen Layton (Attorney-in-Fact)
Stock symbol: OPRT
Transactions as of: Mar 10, 2022
Transactions value $: -$219,042
Form type: 4
Date filed: 3/14/2022, 06:46 PM
Previous filing: Mar 21, 2022
Next filing: Mar 29, 2022

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	OPRT	Common Stock	Options Exercise		+23K	+3.07%		773K	Mar 10, 2022	Direct	F1
transaction	OPRT	Common Stock	Tax liability	-$151K	-11.4K	-1.48%	$13.26	762K	Mar 10, 2022	Direct	F2
transaction	OPRT	Common Stock	Tax liability	-$67.7K	-5.1K	-0.67%	$13.26	757K	Mar 10, 2022	Direct	F2
holding	OPRT	Common Stock						173K	Mar 10, 2022	See footnote	F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	OPRT	Resricted Stock Units	Options Exercise	$0	-23K	-33.33%	$0.00	46.1K	Mar 10, 2022	Common Stock	23K		Direct	F1, F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit represents the right to receive, at settlement, one share of common stock.
F2	No shares were sold - these shares were withheld by the Issuer to satisfy tax obligations in connection with the vesting of previously reported restricted stock units.
F3	These shares are held in a family trust for which the Reporting Person is the Trustee.
F4	1/4 of the restricted stock units shall vest on March 10, 2021 and 1/4 of the restricted stock units shall vest annually over three years, subject to the continued service of the Reporting Person on each vesting date.