Raul Vazquez - 10 Mar 2022 Form 4 Insider Report for Oportun Financial Corp (OPRT)

Role: Chief Executive Officer, Director
Signature: /s/ Kathleen Layton (Attorney-in-Fact)
Issuer symbol: OPRT
Transactions as of: 10 Mar 2022
Net transactions value: -$219,042
Form type: 4
Filing time: 14 Mar 2022, 18:46:56 UTC
Previous filing: 21 Mar 2022
Next filing: 29 Mar 2022
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	OPRT	Common Stock	Options Exercise		+23,027	+3.1%		773,331	10 Mar 2022	Direct	F1
transaction	OPRT	Common Stock	Tax liability	$151,389	-11,417	-1.5%	$13.26	761,914	10 Mar 2022	Direct	F2
transaction	OPRT	Common Stock	Tax liability	$67,653	-5,102	-0.67%	$13.26	756,812	10 Mar 2022	Direct	F2
holding	OPRT	Common Stock						172,864	10 Mar 2022	See footnote	F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	OPRT	Resricted Stock Units	Options Exercise	$0	-23,027	-33%	$0.000000	46,053	10 Mar 2022	Common Stock	23,027		Direct	F1, F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit represents the right to receive, at settlement, one share of common stock.
F2	No shares were sold - these shares were withheld by the Issuer to satisfy tax obligations in connection with the vesting of previously reported restricted stock units.
F3	These shares are held in a family trust for which the Reporting Person is the Trustee.
F4	1/4 of the restricted stock units shall vest on March 10, 2021 and 1/4 of the restricted stock units shall vest annually over three years, subject to the continued service of the Reporting Person on each vesting date.