Matthew Wayne Jenkins - 10 Mar 2022 Form 4 Insider Report for Oportun Financial Corp (OPRT)

Role: COO & GM, Personal-Auto Loans
Signature: /s/ Kathleen Layton (Attorney-in-Fact)
Issuer symbol: OPRT
Transactions as of: 10 Mar 2022
Net transactions value: -$33,826
Form type: 4
Filing time: 14 Mar 2022, 18:21:04 UTC
Previous filing: 07 Mar 2022
Next filing: 29 Mar 2022
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	OPRT	Common Stock	Options Exercise		+7,237	+7.8%		99,574	10 Mar 2022	Direct	F1
transaction	OPRT	Common Stock	Tax liability	$23,377	-1,763	-1.8%	$13.26	97,811	10 Mar 2022	Direct	F2
transaction	OPRT	Common Stock	Tax liability	$10,449	-788	-0.81%	$13.26	97,023	10 Mar 2022	Direct	F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	OPRT	Restricted Stock Units	Options Exercise	$0	-7,237	-33%	$0.000000	14,474	10 Mar 2022	Common Stock	7,237		Direct	F1, F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit represents the right to receive at settlement, one share of common stock.
F2	No shares were sold - these shares were withheld by the Issuer to satisfy tax obligations in connection with the vesting of previously reported restricted stock units.
F3	1/4 of the restricted stock units vested on March 10, 2021 and 1/4 of the restricted stock units vest annually over three years, subject to the continued service of the Reporting Person on each vesting date.