Matthew Wayne Jenkins - 03 Mar 2022 Form 4 Insider Report for Oportun Financial Corp (OPRT)

Role: COO & GM, Personal-Auto Loans
Signature: /s/ Kathleen Layton (Attorney-in-Fact)
Issuer symbol: OPRT
Transactions as of: 03 Mar 2022
Net transactions value: -$26,173
Form type: 4
Filing time: 07 Mar 2022, 16:28:28 UTC
Previous filing: 14 Sep 2021
Next filing: 14 Mar 2022
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	OPRT	Common Stock	Options Exercise		+5,949	+6.8%		94,003	03 Mar 2022	Direct	F1
transaction	OPRT	Common Stock	Tax liability	$26,173	-1,666	-1.8%	$15.71	92,337	03 Mar 2022	Direct	F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	OPRT	Restricted Stock Units	Options Exercise	$0	-5,949	-50%	$0.000000	5,950	03 Mar 2022	Common Stock	5,949		Direct	F1, F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit represents the right to receive at settlement, one share of common stock.
F2	No shares were sold - these shares were withheld by the Issuer to satisfy tax obligations in connection with the vesting of previously reported restricted stock units.
F3	The restricted stock units vest over four years from March 3, 2019, with twenty-five percent vesting on each one year anniversary, provided that the Reporting Person remains in continuous service on each vesting date.