Rick C. Jackson - 07 May 2025 Form 4 Insider Report for Capitol Federal Financial, Inc. (CFFN)

Role: Executive Vice President
Signature: /s/ Kent G. Townsend, under Power of Attorney
Issuer symbol: CFFN
Transactions as of: 07 May 2025
Net transactions value: +$85,350
Form type: 4
Filing time: 08 May 2025, 14:17:44 UTC
Previous filing: 26 Feb 2025
Next filing: 03 Nov 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Jackson Rick C	Executive Vice President	C/O CAPITOL FEDERAL FINANCIAL, INC., 700 SOUTH KANSAS AVENUE, TOPEKA	/s/ Kent G. Townsend, under Power of Attorney	08 May 2025	0001482480

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CFFN	CFFN common stock	Purchase	$85,350	+15,000	+7.8%	$5.69	206,428	07 May 2025	Direct
holding	CFFN	CFFN common stock						23,679	07 May 2025	ESOP

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	CFFN	CFFN Phantom Stock 2022						9,147	07 May 2025	CFFN common stock	9,147	$8.65	Direct	F1
holding	CFFN	CFFN Phantom Stock 2024						3,978	07 May 2025	CFFN common stock	3,978	$5.91	Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The phantom stock units were acquired under the Issuers Deferred Incentive Bonus Plan and are settled in cash three years from the date of acquisition.