Rick C. Jackson - 24 Feb 2025 Form 4 Insider Report for Capitol Federal Financial, Inc. (CFFN)

Role: Executive Vice President
Signature: /s/ Kent G. Townsend, under Power of Attorney
Issuer symbol: CFFN
Transactions as of: 24 Feb 2025
Net transactions value: +$58,760
Form type: 4
Filing time: 26 Feb 2025, 10:48:07 UTC
Previous filing: 03 Jan 2025
Next filing: 08 May 2025
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CFFN	CFFN common stock	Purchase	$23,540	+4,000	+2.2%	$5.88	185,428	24 Feb 2025	Direct
transaction	CFFN	CFFN common stock	Purchase	$22,553	+3,842	+2.1%	$5.87	189,270	24 Feb 2025	Direct
transaction	CFFN	CFFN common stock	Purchase	$12,667	+2,158	+1.1%	$5.87	191,428	24 Feb 2025	Direct
holding	CFFN	CFFN common stock						23,352	24 Feb 2025	ESOP

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	CFFN	CFFN Phantom Stock 2022						9,147	24 Feb 2025	CFFN common stock	9,147	$8.65	Direct	F1
holding	CFFN	CFFN Phantom Stock 2024						3,978	24 Feb 2025	CFFN common stock	3,978	$5.91	Direct	F1
holding	CFFN	CFFN Non-qualified Stock Option						55,910	24 Feb 2025	CFFN common stock	55,910	$14.43	Direct	F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The phantom stock units were acquired under the Issuers Deferred Incentive Bonus Plan and are settled in cash three years from the date of acquisition.
F2	All options are vested and exercisable.